기업 정보 불러오는 중
Just reported
Q3 2026 results
From PayPal's results release of 2026년 10월 27일; its quarterly report has since been filed.
Revenue
Actual
US$8.58B
+2.0% y/y
-1.1% q/qGuided
—
No guide given
EPS, GAAP
Actual
US$1.25
-3.8% y/y
0.0% q/qGuided
—
No guide given
Operating income, GAAP
Actual
US$1.4B
-7.8% y/y
-1.8% q/qGuided
—
No guide given
Company outlook
Full year 2026
- EPS, adjustedUS$1.43Raised +6.7%
- EPS, GAAPUS$1.37-75% y/y Raised +5.4%
Set against the company's own guidance and the same quarter a year earlier, not analysts' estimates, which we do not hold. Adjusted figures are the company's own non-GAAP measures, as stated in the release.
The full earnings report →Keep exploring
The themes PayPal is part of, the highest-graded companies in its industry, and the companies in its sector whose grade rose recently.
The themes it is part of
Highest-graded in Credit Services
Graded A or B and worth $2B or more: A first, then the largest.
AXPAmerican Express Co.US$216.5BA
COFCapital ONE Financial Corp.US$118.6BA+
SOFISoFi Technologies, Inc.US$21.1BA
FCFSFirstcash Holdings, Inc.US$7.9BA+
OMFOnemain Holdings, Inc.US$6.4BA
Grade rose recently in Financials
Rose to A or B on a filing in the last 90 days, worth $2B or more: largest first.
BLKBlackRock, Inc.2026년 11월 4일CAGraded C, now A
HSBCHsbc Holdings plc2026년 10월 27일CBGraded C, now B
GSThe Goldman Sachs Group, Inc.2026년 11월 2일BAGraded B, now A
WFCWells Fargo & Company2026년 10월 13일BAGraded B, now A
CMECME Group Inc.2026년 10월 21일BAGraded B, now A
어떻게 돈을 버는가
- Transaction revenues90%
매출 비중은 year ended December 31, 2025 기준 추정치이며, 제출된 보고서의 수치가 아닙니다.
경쟁 상대
무엇을 파는가6
PayPal checkout and wallet
Lets consumers pay merchants online or in person using a PayPal account, linked payment methods, or a PayPal card.
Venmo
A United States digital wallet for paying merchants and sending or receiving money between people; it also includes a debit card.
Braintree
Payment processing that lets businesses accept card and other digital payments without presenting a PayPal-branded checkout.
3개 더 보기
Buy now, pay later
Installment payment choices that let eligible consumers split purchases into payments over time at participating merchants.
Xoom
A money transfer service for sending money internationally to bank accounts, mobile wallets, or cash pickup locations.
PayPal Working Capital and PayPal Business Loan
Financing for eligible small and medium-sized businesses, provided as loans or cash advances with fees.
누가 사는가3
- Consumers who use PayPal or Venmo to pay merchants, send money to other people, transfer money, or use credit and debit products.
- Small and medium-sized businesses that accept payments, send payouts, use fraud tools, or apply for business financing.
- Large merchants and online businesses that use branded checkout or payment processing, including Braintree.
무엇에 기대고 있고, 무엇이 무너뜨릴 수 있는가
사업이 기대고 있는 것
- 1Payment processing depends on banks, card networks, processors, and other financial institutions to move funds and support customers’ payment choices.
- 2Some consumer and merchant credit products depend on partner financial institutions; PayPal also uses third-party investors to buy certain loan portfolios.
- 3The business depends on reliable technology systems and third-party cloud services, and on licenses and regulatory approvals in the markets where it operates.
- 4Transaction revenue depends on consumers and merchants continuing to make payments through PayPal, including payments funded by cards, bank accounts, and account balances.
잘못될 수 있는 일
- 1Cyberattacks, fraud, or system outages could expose customer information, interrupt payments, cause financial losses, or reduce customers’ confidence in PayPal.
- 2Payments rules differ across countries and change over time; failures to meet requirements on areas such as consumer credit, privacy, anti-money laundering, or licensing could lead to penalties or restrictions on services.
- 3PayPal competes with banks, card networks, payment processors, digital wallets, and money transfer services; changes in technology or customer preferences could reduce use of its products or the fees it earns.
PayPal Holdings, Inc. 소개
PayPal lets consumers pay online and in person, send money to other people, and use services such as buy now, pay later. It helps merchants accept card and digital wallet payments, send payouts, manage fraud, and access business financing. In the quarter ended June 30, 2026, it processed $486.4 billion in payments (Q2 2026, high) across 6.75 billion transactions (Q2 2026, high); the earnings call reported 228 million monthly active accounts (Q2 2026, high).
- 본사
- San Jose, California, United States
- 설립
- 1998
- 임직원 수
- Approximately 23,800 (December 31, 2025, high)
- 상장 시장
- NASDAQ
- 회계연도 종료
- December 31
PayPal Holdings, Inc.이(가) 미국 증권거래위원회(SEC)에 직접 제출한 공시로 만들었습니다. 수치는 보고된 그대로이며, 주당 이력은 오늘의 주식 수 기준으로 재계산했습니다. 이것은 사업을 설명하는 자료입니다. 투자 자문이 아니며 어떤 매수나 매도도 권유하지 않습니다.