American Express Co. (AXP) 주식 — 좋은 사업일까?

American Express Co. (AXP) 주식 — 좋은 사업일까? — InspectStocks

어떻게 돈을 버는가

U.S. Consumer Services: cards and services for consumers in the United States48%
Commercial Services: cards and payment services for businesses23%
International Card Services: cards and services outside the United States18%
Global Merchant and Network Services: merchant services and card-network services11%

매출 비중은 year ended 2025-12-31 기준 추정치이며, 제출된 보고서의 수치가 아닙니다.

경쟁 상대

무엇을 파는가6

Consumer Platinum and Gold cards
Credit and charge cards for consumers, with benefits such as rewards, travel services, dining access, and airport lounge access.
Partner-branded cards
Cards issued with partners such as Delta Air Lines, Marriott, British Airways, and Hilton, combining American Express card features with partner benefits.
Corporate and small-business cards
Cards and payment services businesses use to pay expenses and manage employee spending.

3개 더 보기

Bank accounts and loans
Consumer and business savings and checking accounts, consumer installment loans, and lines of credit for small businesses.
Merchant payment services
Services that sign up merchants to accept American Express cards, process transactions, settle payments, and help prevent fraud.
Resy and Tock dining services
Restaurant reservation and management services that give diners a way to book tables and restaurants tools to manage reservations.

누가 사는가6

Consumers who apply for cards directly or through partner promotions, then use them to pay for purchases or borrow.
Small businesses that use cards, loans, bank accounts, and expense-management services for business spending.
Mid-sized and large companies that use corporate cards and payment services to manage employee and supplier spending.

3개 더 보기

Merchants that sign up directly or through a payment partner to accept American Express cards and pay fees on transactions.
Banks and other financial institutions that license American Express branding and network services to issue cards or sign up local merchants.
Customers who use American Express bank accounts, travel services, dining reservations, and related services.

무엇에 기대고 있고, 무엇이 무너뜨릴 수 있는가

사업이 기대고 있는 것

1Delta Air Lines is its largest strategic partner. The Delta co-brand card portfolio represented approximately 13% of worldwide card spending (as of 2025-12-31, high) and approximately 21% of worldwide card-member loans (as of 2025-12-31, high); the agreement runs through the end of 2029 (term reported in the 10-K, high).
2The card business depends on merchants accepting American Express cards and on third-party banks, processors, and payment partners helping extend card acceptance and network reach.
3The business relies on computer systems and outside providers for payment processing, customer service, technology, and other operating services.
4As a regulated bank holding company, it depends on access to deposits and other funding and must meet banking capital, liquidity, and operating requirements.

잘못될 수 있는 일

1An economic slowdown or other disruption could reduce card spending and make it harder for cardholders and business partners to repay what they owe, affecting transaction revenue and loan losses.
2Competition, merchant pressure on acceptance fees, and merchant surcharges or steering could reduce card use, merchant relationships, or the fees earned when cards are accepted.
3Changes in banking, consumer-protection, payment, and data rules, or legal proceedings over merchant contract terms, could require changes to products and practices, increase costs, or lead to penalties.

전체 재무제표 보기 →

American Express Co. 소개

American Express issues credit and charge cards to consumers and businesses, and earns money when cardholders spend, borrow, or pay card fees. It also signs up merchants to accept its cards, processes and settles payments, and runs a network used by cards issued by other institutions. Its services include banking, travel, dining, and expense management, and it operates as a regulated bank holding company in the United States.

본사: New York, New York
설립: 1850
임직원 수: 76,800 (as of 2025-12-31, high)
상장 시장: NYSE
회계연도 종료: December 31

American Express Co.이(가) 미국 증권거래위원회(SEC)에 직접 제출한 공시로 만들었습니다. 수치는 보고된 그대로이며, 주당 이력은 오늘의 주식 수 기준으로 재계산했습니다. 이것은 사업을 설명하는 자료입니다. 투자 자문이 아니며 어떤 매수나 매도도 권유하지 않습니다.

Keep exploring

The themes American Express is part of, the highest-graded companies in its industry, and the companies in its sector whose grade rose recently.

The themes it is part of

Highest-graded in Credit Services

Graded A or B and worth $2B or more: A first, then the largest.

All 51 graded companies in its industry

Grade rose recently in Financials

Rose to A or B on a filing in the last 90 days, worth $2B or more: largest first.

All grade rises

어떻게 돈을 버는가

U.S. Consumer Services: cards and services for consumers in the United States48%
Commercial Services: cards and payment services for businesses23%
International Card Services: cards and services outside the United States18%
Global Merchant and Network Services: merchant services and card-network services11%

매출 비중은 year ended 2025-12-31 기준 추정치이며, 제출된 보고서의 수치가 아닙니다.

경쟁 상대

무엇을 파는가6

Consumer Platinum and Gold cards
Credit and charge cards for consumers, with benefits such as rewards, travel services, dining access, and airport lounge access.
Partner-branded cards
Cards issued with partners such as Delta Air Lines, Marriott, British Airways, and Hilton, combining American Express card features with partner benefits.
Corporate and small-business cards
Cards and payment services businesses use to pay expenses and manage employee spending.

3개 더 보기

Bank accounts and loans
Consumer and business savings and checking accounts, consumer installment loans, and lines of credit for small businesses.
Merchant payment services
Services that sign up merchants to accept American Express cards, process transactions, settle payments, and help prevent fraud.
Resy and Tock dining services
Restaurant reservation and management services that give diners a way to book tables and restaurants tools to manage reservations.

누가 사는가6

Consumers who apply for cards directly or through partner promotions, then use them to pay for purchases or borrow.
Small businesses that use cards, loans, bank accounts, and expense-management services for business spending.
Mid-sized and large companies that use corporate cards and payment services to manage employee and supplier spending.

3개 더 보기

Merchants that sign up directly or through a payment partner to accept American Express cards and pay fees on transactions.
Banks and other financial institutions that license American Express branding and network services to issue cards or sign up local merchants.
Customers who use American Express bank accounts, travel services, dining reservations, and related services.

무엇에 기대고 있고, 무엇이 무너뜨릴 수 있는가

사업이 기대고 있는 것

1Delta Air Lines is its largest strategic partner. The Delta co-brand card portfolio represented approximately 13% of worldwide card spending (as of 2025-12-31, high) and approximately 21% of worldwide card-member loans (as of 2025-12-31, high); the agreement runs through the end of 2029 (term reported in the 10-K, high).
2The card business depends on merchants accepting American Express cards and on third-party banks, processors, and payment partners helping extend card acceptance and network reach.
3The business relies on computer systems and outside providers for payment processing, customer service, technology, and other operating services.
4As a regulated bank holding company, it depends on access to deposits and other funding and must meet banking capital, liquidity, and operating requirements.

잘못될 수 있는 일

1An economic slowdown or other disruption could reduce card spending and make it harder for cardholders and business partners to repay what they owe, affecting transaction revenue and loan losses.
2Competition, merchant pressure on acceptance fees, and merchant surcharges or steering could reduce card use, merchant relationships, or the fees earned when cards are accepted.
3Changes in banking, consumer-protection, payment, and data rules, or legal proceedings over merchant contract terms, could require changes to products and practices, increase costs, or lead to penalties.

전체 재무제표 보기 →

American Express Co. 소개

본사: New York, New York
설립: 1850
임직원 수: 76,800 (as of 2025-12-31, high)
상장 시장: NYSE
회계연도 종료: December 31

어떻게 돈을 버는가

경쟁 상대

무엇을 파는가6

누가 사는가6

무엇에 기대고 있고, 무엇이 무너뜨릴 수 있는가

사업이 기대고 있는 것

잘못될 수 있는 일

American Express Co. 소개

Keep exploring

The themes it is part of

Highest-graded in Credit Services

Grade rose recently in Financials

어떻게 돈을 버는가

경쟁 상대

무엇을 파는가6

누가 사는가6

무엇에 기대고 있고, 무엇이 무너뜨릴 수 있는가

사업이 기대고 있는 것

잘못될 수 있는 일

American Express Co. 소개

Keep exploring

The themes it is part of

Highest-graded in Credit Services

Grade rose recently in Financials

Card networks & payments

American Express Co.

이익과 순자산가치 — 5개 중 5개

사업 추세

주가와 등급 추이

어떻게 돈을 버는가

경쟁 상대

무엇을 파는가6

누가 사는가6

무엇에 기대고 있고, 무엇이 무너뜨릴 수 있는가

사업이 기대고 있는 것

잘못될 수 있는 일

American Express Co. 소개

Keep exploring

The themes it is part of

Highest-graded in Credit Services

Grade rose recently in Financials

어떻게 돈을 버는가

경쟁 상대

무엇을 파는가6

누가 사는가6

무엇에 기대고 있고, 무엇이 무너뜨릴 수 있는가

사업이 기대고 있는 것

잘못될 수 있는 일

American Express Co. 소개

Keep exploring

The themes it is part of

Highest-graded in Credit Services

Grade rose recently in Financials

Card networks & payments

American Express Co.

과거 수익률

이익과 순자산가치 — 5개 중 5개

사업 추세

주가와 등급 추이