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The themes Capital ONE Financial is part of, the highest-graded companies in its industry, and the companies in its sector whose grade rose recently.
The themes it is part of
- 큐레이션
Card networks & payments
InspectStocks 제공 · 18 companies
Card networks and companies that process payments for merchants.
- 주가, 1년
- +8.9%
- 매출, 1년
- +14.0%
+12A 6B 6C 2D 3F 1
- 큐레이션
Big US banks
InspectStocks 제공 · 13 companies
The largest US banks: deposits, lending, cards, trading and investment banking.
- 주가, 1년
- +14.8%
- 매출, 1년
- +12.2%
+7A 9B 2C 1D 1
Highest-graded in Credit Services
Graded A or B and worth $2B or more: A first, then the largest.
- AXPAmerican Express Co.US$216.5BA
SOFISoFi Technologies, Inc.US$21.1BA
FCFSFirstcash Holdings, Inc.US$7.9BA+
OMFOnemain Holdings, Inc.US$6.4BA
SEZLSezzle Inc.US$5.2BA+
Grade rose recently in Financials
Rose to A or B on a filing in the last 90 days, worth $2B or more: largest first.
BLKBlackRock, Inc.2026년 11월 4일CAGraded C, now A
HSBCHsbc Holdings plc2026년 10월 27일CBGraded C, now B- GSThe Goldman Sachs Group, Inc.2026년 11월 2일BAGraded B, now A
- WFCWells Fargo & Company2026년 10월 13일BAGraded B, now A
CMECME Group Inc.2026년 10월 21일BAGraded B, now A
어떻게 돈을 버는가
- Credit Card: consumer, small-business and corporate card lending, including card businesses in the United Kingdom and Canada75%
- Consumer Banking: consumer and small-business deposits and loans, auto loans, and payment network services19%
- Commercial Banking: loans, deposits, capital-markets services and cash-management services for companies6%
매출 비중은 quarter ended 2026-03-31 기준 추정치이며, 제출된 보고서의 수치가 아닙니다.
경쟁 상대
무엇을 파는가6
Consumer and small-business credit cards
Cards customers use to make purchases and borrow money, with repayment terms and card features that vary by product.
Corporate cards and business expense services
Brex provides businesses with corporate cards, tools to manage expenses, and services for making payments.
Bank accounts and debit cards
Checking and savings accounts for consumers and businesses, with debit cards and access through digital banking and bank locations.
3개 더 보기
Auto and personal loans
Loans to consumers, including loans to buy cars and personal loans acquired with Discover.
Global Payment Network
The Discover Network, PULSE Network and Diners Club services process card payments or connect card issuers and merchants to payment services.
Commercial banking services
Loans, deposits and payment and cash-management services for commercial real-estate and other business customers.
누가 사는가4
- Consumers who apply for credit cards, loans and bank accounts through Capital One's website, mobile app, branches or other channels.
- Small businesses that use business cards, loans, bank accounts and payment services.
- Companies that borrow, hold deposits or use cash-management and payment services; Capital One says its commercial customers typically have annual revenue from $20 million to $2 billion (2025 10-K, high).
- Merchants, banks and other financial institutions that participate in Capital One's payment networks and pay or receive fees for network services.
무엇에 기대고 있고, 무엇이 무너뜨릴 수 있는가
사업이 기대고 있는 것
- 1The bank uses deposits as a major source of funding for its lending; changes in deposit availability or cost can affect its business.
- 2Capital One relies on outside technology providers, including Amazon Web Services for cloud computing and TSYS and Fidelity Information Services for some card and banking processing.
- 3Its payment networks depend on merchants accepting their cards and on financial institutions and other partners issuing cards or providing network services.
- 4As a bank and card lender, Capital One is subject to extensive banking, consumer-protection, privacy and payment regulations.
잘못될 수 있는 일
- 1Integrating Discover's businesses, systems and employees may take longer or cost more than expected, or Capital One may not achieve all the benefits it expects from the acquisition.
- 2A weaker economy or borrowers who cannot repay their loans could increase late payments and credit losses; losses could also differ from Capital One's estimates.
- 3If merchants stop accepting its networks, financial institutions issue fewer cards on them, or regulation and merchant pressure reduce transaction fees, payment-network revenue could be affected.
Capital ONE Financial Corp. 소개
Capital One lends to consumers, small businesses and companies, and takes deposits through its bank. It also runs the Discover, PULSE and Diners Club payment networks, which process card transactions and connect merchants, banks and other financial institutions. Customers use its products through websites and mobile apps, branches, cafés, call centers and automated teller machines.
- 본사
- McLean, Virginia
- 설립
- 1994
- 임직원 수
- 78,400 (June 30, 2026, high)
- 상장 시장
- New York Stock Exchange
- 회계연도 종료
- December 31
Capital ONE Financial Corp.이(가) 미국 증권거래위원회(SEC)에 직접 제출한 공시로 만들었습니다. 수치는 보고된 그대로이며, 주당 이력은 오늘의 주식 수 기준으로 재계산했습니다. 이것은 사업을 설명하는 자료입니다. 투자 자문이 아니며 어떤 매수나 매도도 권유하지 않습니다.