Ally Financial Inc. (ALLY) 주식 — 좋은 사업일까?

Ally Financial Inc. (ALLY) 주식 — 좋은 사업일까? — InspectStocks

어떻게 돈을 버는가

Automotive finance73%
Insurance20%
Corporate finance8%

매출 비중은 quarter ended March 31, 2026 기준 추정치이며, 제출된 보고서의 수치가 아닙니다.

경쟁 상대

무엇을 파는가6

Consumer car loans and leases
Loans that help people buy cars, and leases that let customers use a vehicle for a set period without having to buy it.
Dealer and business vehicle financing
Loans for dealers to buy vehicles for their lots, plus loans for dealership businesses and vehicles used by fleets.
Vehicle insurance and protection
Includes coverage for vehicle repairs beyond a manufacturer’s warranty, protection for some unpaid loan balances if a car is totaled or stolen, and insurance for dealer inventory.

3개 더 보기

Ally Bank accounts
Online savings and checking accounts for customers.
Ally Invest
Online investing accounts, including brokerage, automated investing and personal financial advice.
Corporate finance loans
Loans to middle-market companies, private-equity sponsors and asset managers, including loans backed by company assets or cash flows.

누가 사는가4

People who finance or lease cars through dealerships or Ally’s direct lending service.
Automotive dealers that borrow to stock vehicles, finance their businesses, or buy insurance and other dealer products.
Customers who open online checking or savings accounts or use Ally Invest to buy and manage investments.
Private-equity sponsors, middle-market companies and asset managers that borrow for business or lending activities.

무엇에 기대고 있고, 무엇이 무너뜨릴 수 있는가

사업이 기대고 있는 것

1Ally relies on car dealerships to introduce many borrowers and sell its financing and insurance products; General Motors and Stellantis dealers and their customers remain a significant part of its customer base.
2Its car lending and leasing business depends on U.S. vehicle sales and on the value of used cars, which can affect loan losses and what Ally recovers when leased vehicles are sold.
3Customer deposits are an important source of funding, and Ally also relies on access to capital markets and third-party service providers.

잘못될 수 있는 일

1If borrowers fall behind on car loans, losses can rise; low or changing used-car prices can reduce the value recovered from vehicles securing loans or returned at the end of leases.
2A decline in U.S. vehicle sales, changes to dealerships’ role, or weaker relationships with General Motors and Stellantis dealers could reduce financing and insurance business.
3Deposit withdrawals, higher funding costs or regulatory limits on bank capital and liquidity could restrict Ally’s ability to fund loans and run its businesses.

전체 재무제표 보기 →

Ally Financial Inc. 소개

Ally finances car purchases and leases for consumers, and lends to car dealers for inventory and other business needs. Its insurance business sells vehicle repair coverage, debt protection and insurance for dealer inventory, mainly through dealerships. Ally also takes customer deposits through its online bank, provides online investing services, and lends to middle-market companies and asset managers.

본사: Detroit, Michigan, United States
설립: 1919 (as General Motors Acceptance Corporation)
임직원 수: 10,300 (December 31, 2025, high)
상장 시장: NYSE
회계연도 종료: December 31

Ally Financial Inc.이(가) 미국 증권거래위원회(SEC)에 직접 제출한 공시로 만들었습니다. 수치는 보고된 그대로이며, 주당 이력은 오늘의 주식 수 기준으로 재계산했습니다. 이것은 사업을 설명하는 자료입니다. 투자 자문이 아니며 어떤 매수나 매도도 권유하지 않습니다.

Keep exploring

The themes Ally Financial is part of, the highest-graded companies in its industry, and the companies in its sector whose grade rose recently.

The themes it is part of

Highest-graded in Credit Services

Graded A or B and worth $2B or more: A first, then the largest.

Grade rose recently in Financials

Rose to A or B on a filing in the last 90 days, worth $2B or more: largest first.

어떻게 돈을 버는가

Automotive finance73%
Insurance20%
Corporate finance8%

매출 비중은 quarter ended March 31, 2026 기준 추정치이며, 제출된 보고서의 수치가 아닙니다.

경쟁 상대

무엇을 파는가6

Consumer car loans and leases
Loans that help people buy cars, and leases that let customers use a vehicle for a set period without having to buy it.
Dealer and business vehicle financing
Loans for dealers to buy vehicles for their lots, plus loans for dealership businesses and vehicles used by fleets.
Vehicle insurance and protection
Includes coverage for vehicle repairs beyond a manufacturer’s warranty, protection for some unpaid loan balances if a car is totaled or stolen, and insurance for dealer inventory.

3개 더 보기

Ally Bank accounts
Online savings and checking accounts for customers.
Ally Invest
Online investing accounts, including brokerage, automated investing and personal financial advice.
Corporate finance loans
Loans to middle-market companies, private-equity sponsors and asset managers, including loans backed by company assets or cash flows.

누가 사는가4

People who finance or lease cars through dealerships or Ally’s direct lending service.
Automotive dealers that borrow to stock vehicles, finance their businesses, or buy insurance and other dealer products.
Customers who open online checking or savings accounts or use Ally Invest to buy and manage investments.
Private-equity sponsors, middle-market companies and asset managers that borrow for business or lending activities.

무엇에 기대고 있고, 무엇이 무너뜨릴 수 있는가

사업이 기대고 있는 것

1Ally relies on car dealerships to introduce many borrowers and sell its financing and insurance products; General Motors and Stellantis dealers and their customers remain a significant part of its customer base.
2Its car lending and leasing business depends on U.S. vehicle sales and on the value of used cars, which can affect loan losses and what Ally recovers when leased vehicles are sold.
3Customer deposits are an important source of funding, and Ally also relies on access to capital markets and third-party service providers.

잘못될 수 있는 일

1If borrowers fall behind on car loans, losses can rise; low or changing used-car prices can reduce the value recovered from vehicles securing loans or returned at the end of leases.
2A decline in U.S. vehicle sales, changes to dealerships’ role, or weaker relationships with General Motors and Stellantis dealers could reduce financing and insurance business.
3Deposit withdrawals, higher funding costs or regulatory limits on bank capital and liquidity could restrict Ally’s ability to fund loans and run its businesses.

전체 재무제표 보기 →

Ally Financial Inc. 소개

본사: Detroit, Michigan, United States
설립: 1919 (as General Motors Acceptance Corporation)
임직원 수: 10,300 (December 31, 2025, high)
상장 시장: NYSE
회계연도 종료: December 31

어떻게 돈을 버는가

경쟁 상대

무엇을 파는가6

누가 사는가4

무엇에 기대고 있고, 무엇이 무너뜨릴 수 있는가

사업이 기대고 있는 것

잘못될 수 있는 일

Ally Financial Inc. 소개

Keep exploring

The themes it is part of

Highest-graded in Credit Services

Grade rose recently in Financials

어떻게 돈을 버는가

경쟁 상대

무엇을 파는가6

누가 사는가4

무엇에 기대고 있고, 무엇이 무너뜨릴 수 있는가

사업이 기대고 있는 것

잘못될 수 있는 일

Ally Financial Inc. 소개

Keep exploring

The themes it is part of

Highest-graded in Credit Services

Grade rose recently in Financials

Fintech & online brokers

Ally Financial Inc.

이익과 순자산가치 — 5개 중 4개

사업 추세

주가와 등급 추이

어떻게 돈을 버는가

경쟁 상대

무엇을 파는가6

누가 사는가4

무엇에 기대고 있고, 무엇이 무너뜨릴 수 있는가

사업이 기대고 있는 것

잘못될 수 있는 일

Ally Financial Inc. 소개

Keep exploring

The themes it is part of

Highest-graded in Credit Services

Grade rose recently in Financials

어떻게 돈을 버는가

경쟁 상대

무엇을 파는가6

누가 사는가4

무엇에 기대고 있고, 무엇이 무너뜨릴 수 있는가

사업이 기대고 있는 것

잘못될 수 있는 일

Ally Financial Inc. 소개

Keep exploring

The themes it is part of

Highest-graded in Credit Services

Grade rose recently in Financials

Fintech & online brokers

Ally Financial Inc.

과거 수익률

이익과 순자산가치 — 5개 중 4개

사업 추세

주가와 등급 추이