Upstart loan assessment and origination software
Software that helps lenders assess applicants, check income and identity, detect possible fraud, set loan terms and process applications.
Personal loans
Unsecured loans offered to consumers through Upstart.com and funded by lending partners, investors or Upstart.
Upstart Auto Finance
Software for car dealerships that supports the vehicle sales process and lets consumers access Upstart-powered auto loans.
Home equity lines of credit (HELOCs)
Credit lines secured by a borrower's home, offered through Upstart's marketplace.
Small dollar loans
Smaller personal loans offered through Upstart's marketplace.
Cash Line
An unsecured revolving credit line that lets an approved borrower draw money as needed.
Upstart uses artificial intelligence (AI) software to assess consumer loan applications, verify information and help lenders decide whether to approve a loan and at what price. Consumers can apply through Upstart.com or, for auto loans, at dealerships using Upstart's software. Banks, credit unions and investors provide much of the money for the loans; Upstart also services most of them and sometimes holds loans itself.
基于 Upstart Holdings, Inc. 自己向美国证券交易委员会（SEC）提交的申报文件。数字如实呈报，每股历史已重述到今天的股数口径。 这是对一门生意的描述——不是投资建议，也不是买卖任何证券的推荐。
US$19.56+2.1%11月13日 收盘
数据截至2026年9月30日，来自2026年11月3日提交的10-Q
Upstart charges banks, credit unions and investors to assess loan applications and connect them with consumers seeking personal, auto and home-equity loans.
公司指引：2026 财年营收 约 US$1.3B — 同比增长 26.5%，低于刚公布的 33.7%
Just reported
From Upstart's results release of 2026年11月3日; its quarterly report has since been filed.
Actual
US$370.5M
+34% y/y
+1.6% q/q
Guided
—
No guide given
Actual
US$0.33
+43% y/y
+106% q/q
Guided
—
No guide given
Actual
US$36M
+52% y/y
+146% q/q
Guided
—
No guide given
Full year 2026
Set against the company's own guidance and the same quarter a year earlier, not analysts' estimates, which we do not hold. Adjusted figures are the company's own non-GAAP measures, as stated in the release.
The themes Upstart is part of, the highest-graded companies in its industry, and the companies in its sector whose grade rose recently.
Graded A or B and worth $2B or more: A first, then the largest.
Rose to A or B on a filing in the last 90 days, worth $2B or more: largest first.
Grade D
价格下方的色带显示每个日期的评级，仅依据当时已公开的文件计算。
显示 Upstart Holdings, Inc. 评级历史 20 个季度中的 2 个。 其余 18 个可回溯到 2022年2月。
