Goldman Sachs Group Inc.

GS · NYSE · ·

下次财报：2026年10月13日 · 开盘前

US$916.250.0%9月29日收盘

1M: -11.0%
6M: +14.5%
1Y: +17.3%
5Y: +158.7%

Goldman Sachs advises companies and governments, trades and finances financial assets, manages investments, and provides private banking and wealth advice.

Goldman Sachs Group Inc.（GS）股票——这是一门好生意吗？ — InspectStocks

Goldman Sachs Group Inc.

GS · NYSE · ·

下次财报：2026年10月13日 · 开盘前

US$916.250.0%9月29日收盘

1M: -11.0%
6M: +14.5%
1Y: +17.3%
5Y: +158.7%

对比

Goldman Sachs advises companies and governments, trades and finances financial assets, manages investments, and provides private banking and wealth advice.

怎么赚钱

Global Banking & Markets71%
Asset & Wealth Management29%
Platform Solutions0%

各项收入占比是对year ended December 31, 2025, high confidence的估算，并非来自已提交报告的数字。

竞争对手

卖什么6

Investment banking advice and underwriting
Advice for companies on mergers, acquisitions, business sales and restructurings; help issuing stocks, bonds and loans to raise money.
Trading and market making
Buying and selling stocks, bonds, currencies, commodities and related contracts for clients, and sometimes taking the other side of a trade when a buyer or seller is not readily available.
Prime financing and securities lending
Loans and borrowed securities that investment funds and other professional investors use to support their trading, including short sales.

再显示 3 项

Investment management
Investment funds and managed accounts investing in stocks, bonds, private companies, real estate and other assets for institutional and individual clients.
Private wealth advice and banking
Financial planning, investment advice, deposits and loans for wealthy individuals, families and family offices.
Transaction banking
Deposit accounts, payments and cash-management services for companies and institutional clients.

谁在买6

Companies that hire Goldman Sachs for advice on mergers, acquisitions, business sales and restructurings, or to raise money by issuing stocks, bonds or loans; they typically pay fees for completed work.
Companies, governments and other issuers that buy help selling stocks, bonds and other financial instruments to investors.
Financial institutions, investment funds and other professional investors that trade financial assets, seek financing, borrow securities or manage investment risks.

再显示 3 项

Institutional investors, such as pension funds and foundations, that pay Goldman Sachs to manage investments or advise on portfolios.
Wealthy individuals, families and family offices that use investment advice, financial planning, deposits and loans.
Companies that use corporate deposits, payment services and cash management; Apple Card customers have used its card and deposit services while the program transition is pending.

靠什么支撑，什么会击垮它

业务依赖什么

1Revenue depends on financial-market activity, client trading, business deal-making and the value of assets it manages or holds.
2The firm relies on access to deposits, borrowing and other funding, while its bank subsidiaries and parent company must meet capital and liquidity rules.
3Its operations depend on computer systems, data, cybersecurity and services from outside technology providers.
4The Apple Card program is being transferred to another issuer; the filings describe the agreement but do not establish its status after the latest report.

可能出什么问题

1A downturn, falling asset prices or reduced confidence among company executives and investors can reduce trading, deal-making, investment-management fees and the value of positions Goldman Sachs holds.
2Market-making, lending and financing can expose the firm to losses when prices move, markets become less liquid, borrowers default or counterparties fail to meet obligations.
3Extensive financial rules across the United States and other countries can limit trading, lending and investment activities, require additional capital or liquidity, and create legal, compliance and regulatory costs.

完整财务报表 →

与同行业相比处在什么位置

三项评分，每一项都是相对我们在Capital Markets覆盖的 92 家公司的百分位。刻意分开而不揉成一个总分：便宜、上涨和经营得好是三件不同的事，一个数字会把它们是哪一件藏起来。

动量

82在同行业中满分 100

接近同行业顶部

截至一个月前的 12 个月40.8%

截至一个月前的 6 个月21.5%

最近一个月被刻意剔除：回报往往在 7 到 12 个月内延续，而最新的一个月往往反转。这描述的是股价已经走过的路，不说明它接下来会怎么走。

估值

52在同行业中满分 100

处于同行业中游

每单位价格对应的利润7.86%

每单位价格对应的现金-15.56%

每单位价格对应的营收24.82%

每单位价格对应的资产46.84%

整个企业对应的经营利润—

这些是收益率，所以数值越高越便宜——亏损的公司会排在最后，而不是被剔除。便宜不等于好：高收益率往往意味着股价是有原因才跌下来的。由 5 项指标中的 4 项混合而成。

资本配置

2/3大体克制

3 项检验未披露

资本回报率—

股东回报率6.61%

股本数量，3 年-18.7%

净债务 / EBITDA—

内部人，12 个月-US$111.7M

管理层怎么使用这笔钱——只按财报能回答的部分计分，绝不按占总数的比例计分。

六项资本配置检验

投入资金的回报披露不足，无法计算
债务与盈利之比没有可比的盈利用来衡量债务
回馈给股东的现金每年 6.6% 用于回购和分红
三年间的股本数量三年间股本数量减少 18.7%
现金流对派付的覆盖派付多于赚取
内部人在公开市场的买入净卖出 US$111.7M——不计入扣分

这是对该公司在同行中所处位置的描述，不是投资建议。评分更新于 2026年9月30日。

关于Goldman Sachs Group Inc.

Goldman Sachs helps companies, governments and other clients raise money, buy or sell businesses, and manage financial risks. It also trades stocks, bonds, currencies, commodities and related contracts for clients, manages investments for institutions and individuals, and provides private banking, loans and wealth advice. It is a bank holding company, with businesses subject to financial regulation in the United States and other countries.

总部: New York, New York
成立于: 1869 (high confidence)
员工人数: 46,200 (June 30, 2026, high confidence)
上市于: New York Stock Exchange
财年结束: December 31

基于 Goldman Sachs Group Inc. 自己向 SEC 提交的申报文件。数字如实呈报，每股历史已重述到今天的股数口径。这是对一门生意的描述——不是投资建议，也不是买卖任何证券的推荐。

怎么赚钱

Global Banking & Markets71%
Asset & Wealth Management29%
Platform Solutions0%

各项收入占比是对year ended December 31, 2025, high confidence的估算，并非来自已提交报告的数字。

竞争对手

卖什么6

Investment banking advice and underwriting
Advice for companies on mergers, acquisitions, business sales and restructurings; help issuing stocks, bonds and loans to raise money.
Trading and market making
Buying and selling stocks, bonds, currencies, commodities and related contracts for clients, and sometimes taking the other side of a trade when a buyer or seller is not readily available.
Prime financing and securities lending
Loans and borrowed securities that investment funds and other professional investors use to support their trading, including short sales.

再显示 3 项

Investment management
Investment funds and managed accounts investing in stocks, bonds, private companies, real estate and other assets for institutional and individual clients.
Private wealth advice and banking
Financial planning, investment advice, deposits and loans for wealthy individuals, families and family offices.
Transaction banking
Deposit accounts, payments and cash-management services for companies and institutional clients.

谁在买6

Companies that hire Goldman Sachs for advice on mergers, acquisitions, business sales and restructurings, or to raise money by issuing stocks, bonds or loans; they typically pay fees for completed work.
Companies, governments and other issuers that buy help selling stocks, bonds and other financial instruments to investors.
Financial institutions, investment funds and other professional investors that trade financial assets, seek financing, borrow securities or manage investment risks.

再显示 3 项

Institutional investors, such as pension funds and foundations, that pay Goldman Sachs to manage investments or advise on portfolios.
Wealthy individuals, families and family offices that use investment advice, financial planning, deposits and loans.
Companies that use corporate deposits, payment services and cash management; Apple Card customers have used its card and deposit services while the program transition is pending.

靠什么支撑，什么会击垮它

业务依赖什么

1Revenue depends on financial-market activity, client trading, business deal-making and the value of assets it manages or holds.
2The firm relies on access to deposits, borrowing and other funding, while its bank subsidiaries and parent company must meet capital and liquidity rules.
3Its operations depend on computer systems, data, cybersecurity and services from outside technology providers.
4The Apple Card program is being transferred to another issuer; the filings describe the agreement but do not establish its status after the latest report.

可能出什么问题

1A downturn, falling asset prices or reduced confidence among company executives and investors can reduce trading, deal-making, investment-management fees and the value of positions Goldman Sachs holds.
2Market-making, lending and financing can expose the firm to losses when prices move, markets become less liquid, borrowers default or counterparties fail to meet obligations.
3Extensive financial rules across the United States and other countries can limit trading, lending and investment activities, require additional capital or liquidity, and create legal, compliance and regulatory costs.

完整财务报表 →

与同行业相比处在什么位置

动量

82在同行业中满分 100

接近同行业顶部

截至一个月前的 12 个月40.8%

截至一个月前的 6 个月21.5%

最近一个月被刻意剔除：回报往往在 7 到 12 个月内延续，而最新的一个月往往反转。这描述的是股价已经走过的路，不说明它接下来会怎么走。

估值

52在同行业中满分 100

处于同行业中游

每单位价格对应的利润7.86%

每单位价格对应的现金-15.56%

每单位价格对应的营收24.82%

每单位价格对应的资产46.84%

整个企业对应的经营利润—

资本配置

2/3大体克制

3 项检验未披露

资本回报率—

股东回报率6.61%

股本数量，3 年-18.7%

净债务 / EBITDA—

内部人，12 个月-US$111.7M

管理层怎么使用这笔钱——只按财报能回答的部分计分，绝不按占总数的比例计分。

六项资本配置检验

投入资金的回报披露不足，无法计算
债务与盈利之比没有可比的盈利用来衡量债务
回馈给股东的现金每年 6.6% 用于回购和分红
三年间的股本数量三年间股本数量减少 18.7%
现金流对派付的覆盖派付多于赚取
内部人在公开市场的买入净卖出 US$111.7M——不计入扣分

这是对该公司在同行中所处位置的描述，不是投资建议。评分更新于 2026年9月30日。

关于Goldman Sachs Group Inc.

总部: New York, New York
成立于: 1869 (high confidence)
员工人数: 46,200 (June 30, 2026, high confidence)
上市于: New York Stock Exchange
财年结束: December 31

怎么赚钱

竞争对手

卖什么6

谁在买6

靠什么支撑，什么会击垮它

业务依赖什么

可能出什么问题

与同行业相比处在什么位置

关于Goldman Sachs Group Inc.

怎么赚钱

竞争对手

卖什么6

谁在买6

靠什么支撑，什么会击垮它

业务依赖什么

可能出什么问题

与同行业相比处在什么位置

关于Goldman Sachs Group Inc.

利润与账面价值——5 项中通过 4 项