企業を読み込み中
Keep exploring
The themes Citizens Financial is part of, the highest-graded companies in its industry, and the companies in its sector whose grade rose recently.
The themes it is part of
Highest-graded in Banks Regional
Graded A or B and worth $2B or more: A first, then the largest.
USBUS Bancorp \DE\$95.1BA
PNCPNC Financial Services Group, Inc.$92.2BA
NUNu Holdings Ltd.$64.8BA+
NWGNatWest Group plc$64.3BA
ITUBItau Unibanco Holding S.A.$37.3BA
Grade rose recently in Financials
Rose to A or B on a filing in the last 90 days, worth $2B or more: largest first.
BLKBlackRock, Inc.2026年11月4日CAGraded C, now A
HSBCHsbc Holdings plc2026年10月27日CBGraded C, now B
GSThe Goldman Sachs Group, Inc.2026年11月2日BAGraded B, now A
WFCWells Fargo & Company2026年10月13日BAGraded B, now A
CMECME Group Inc.2026年10月21日BAGraded B, now A
どうやって稼いでいるか
- Consumer Banking: interest from loans and fees from accounts, cards, mortgages and wealth services69%
- Commercial Banking: interest from business loans and fees from payments, foreign exchange and corporate finance31%
売上構成比はsix months ended June 30, 2026, high confidenceの推計であり、提出された報告書の数字ではありません。
競合
何を売っているか6
Deposit accounts
Checking, savings, money market and time-deposit accounts for individuals and businesses.
Home loans
Mortgages to buy or refinance homes, and home equity loans that let homeowners borrow against their homes.
Consumer and small-business loans
Credit cards, education loans, point-of-sale financing and loans to small businesses.
さらに3件を表示
Private banking and wealth management
Banking, investment management and related financial services for wealthy individuals, families, investors and business owners.
Commercial loans and leases
Financing for companies’ working capital, equipment, property and other business needs, including loans for commercial real estate.
Business payments and corporate finance
Services for handling company payments and cash, along with financing, securities underwriting and advice on mergers and acquisitions.
誰が買っているか6
- Individuals who open deposit accounts, use credit cards or borrow for homes and other needs, through branches, phone service or online and mobile banking.
- Small businesses that use deposit accounts, loans, payment services and cash-management tools.
- Middle-market and mid-sized companies that borrow, lease equipment, manage payments or seek help arranging financing.
さらに3件を表示
- Large corporations and institutions that use lending, treasury services, foreign exchange and help raising money.
- High-net-worth individuals and families who use private banking, investment management and lending.
- Investors, entrepreneurs and business owners who use banking, wealth services, financing or corporate advice.
何に支えられ、何に崩されうるか
事業が頼っているもの
- 1The parent company depends on its bank subsidiary, Citizens Bank, National Association, for substantially all of its revenue; regulatory limits on distributions from the bank could affect the parent company’s cash.
- 2Funding depends heavily on customer deposits and access to other sources of liquidity; competition for deposits and changing interest rates can affect funding costs.
- 3Income from lending depends on households and businesses repaying their loans, including commercial real estate and other business loans.
- 4Banking operations rely on information systems and outside technology providers to process transactions and serve customers.
うまくいかなくなる可能性
- 1Interest-rate changes and competition for deposits can raise funding costs, reduce income from lending and investing, or make it harder to access liquidity.
- 2If households or businesses cannot repay loans, losses can rise; commercial real estate lending, including loans on office properties, is one source of exposure.
- 3A cyberattack, system failure or outage at an outside technology provider could interrupt banking services, expose customer information and bring financial or regulatory consequences.
Citizens Financial Group Inc.について
Citizens is a United States bank serving households, small businesses, companies and institutions. It takes deposits, lends for homes and businesses, and earns interest on loans after paying interest on deposits and borrowings. It also earns fees from services such as credit cards, wealth management, payments, foreign exchange and corporate finance. Its branch banking is concentrated in the eastern and midwestern United States, while some services reach customers nationwide.
- 本社
- Providence, Rhode Island
- 設立
- 1984 (incorporated; high confidence)
- 従業員数
- 17,398 full-time equivalent employees (December 31, 2025, high confidence)
- 上場市場
- NYSE
- 決算期
- December 31
Citizens Financial Group Inc. 自身が米国証券取引委員会（SEC）に提出した書類にもとづきます。数字は報告されたままで、1 株当たりの履歴は今日の株数基準に修正済みです。 これは事業の説明です——投資助言ではなく、売買を勧めるものでもありません。