Carregando empresa
Just reported
Q3 2026 results
From Oscar Health's results release of 5 de novembro de 2026; its quarterly report has since been filed.
Revenue
Actual
US$ 5,14B
+72% y/y
+5,3% q/qGuided
—
No guide given
EPS, GAAP
Actual
US$ 0,49
-55% q/q
Guided
—
No guide given
Operating income, GAAP
Actual
US$ 178M
-54% q/q
Guided
—
No guide given
Company outlook
Full year 2026
- RevenueUS$ 18,7B+60% y/y Unchanged
Set against the company's own guidance and the same quarter a year earlier, not analysts' estimates, which we do not hold. Adjusted figures are the company's own non-GAAP measures, as stated in the release.
Keep exploring
The themes Oscar Health is part of, the highest-graded companies in its industry, and the companies in its sector whose grade rose recently.
The theme it is part of
Highest-graded in Healthcare Plans
Graded A or B and worth $2B or more: A first, then the largest.
CVSCVS Health CorpUS$ 114,3BA
CIThe Cigna GroupUS$ 78,3BA
CLOVClover Health Investments, Corp.US$ 2,7BA
HUMHumana Inc.US$ 54,1BB
Grade rose recently in Healthcare
Rose to A or B on a filing in the last 90 days, worth $2B or more: largest first.
DHRDanaher Corporation21 de out. de 2026CBGraded C, now B
MCKMckesson Corporation4 de nov. de 2026BAGraded B, now A- CVSCVS Health Corp4 de nov. de 2026BAGraded B, now A
EWEdwards Lifesciences Corporation4 de nov. de 2026BAGraded B, now A
GEHCGE Healthcare Technologies Inc.28 de out. de 2026CAGraded C, now A
Como ganha dinheiro
- Health insurance premiums
- Investment income
- Marketplace and other revenue
Concorre com
O que vende5
Individual and family health plans
Health insurance plans sold through ACA marketplaces and directly to individuals and families. Plans vary in monthly premiums and how much members pay toward covered care.
+Oscar Campaign Builder
Software for health insurers and care providers to identify people who may benefit from outreach, send personalized messages, and track responses.
Lucie enrollment platform
A website and software service that lets consumers, employers, and brokers compare and enroll in individual medical and supplemental health plans.
Mostrar mais 2
Trove Group insurance agency
An insurance agency that sells individual medical and supplemental health plans from multiple insurance companies.
HealthInsurance.org
A website with health insurance information that helps consumers navigate ACA, Medicare, and Medicaid marketplaces and connects them with insurance options.
Quem compra5
- Individuals and families buy Oscar health plans through ACA marketplaces, directly from Oscar, or with help from brokers.
- Employees can choose Oscar plans when their employers provide money for individual health coverage through an ICHRA.
- CMS pays Oscar premium subsidies for eligible members; CMS paid 93% of premiums and members paid 7% (FY 2025, high).
Mostrar mais 2
- Health insurers and care providers can buy or use Campaign Builder to contact and support patients or members.
- Brokers and consumers use Lucie to compare and enroll in individual health plans.
Em que se apoia e o que pode quebrá-lo
Do que o negócio depende
- 1Oscar relies on ACA marketplace rules and government premium subsidies to support enrollment and premium payments.
- 2CMS administers premium payments, enrollment checks, and risk adjustment, which can change the amount Oscar receives for covering members.
- 3Oscar needs doctors, hospitals, and other providers to join its networks and agree to payment terms.
- 4Brokers bring in most of Oscar’s members, and Oscar pays broker commissions and bonuses.
- 5Oscar uses outside technology and cloud-service providers, including Amazon and Google, to support its systems.
O que pode dar errado
- 1Changes to subsidies, eligibility checks, enrollment periods, or other ACA rules could make coverage less affordable or reduce enrollment in Oscar’s plans.
- 2Oscar must estimate medical claims and risk-adjustment payments before final amounts are known; unexpected care costs or later payment changes can affect revenue and expenses.
- 3CMS eligibility reviews and fraud-prevention checks can remove members retroactively and require premium refunds; Oscar expected 250,000–300,000 members to be retroactively disenrolled as of July 1, 2026 (medium confidence).
Demonstrações financeiras completas →
Sobre a Oscar Health, Inc.
Oscar sells health plans mainly to individuals and families buying coverage under the ACA, and also covers employees whose employers provide an Individual Coverage Health Reimbursement Arrangement (ICHRA). Members can use Oscar’s app, virtual care, and Care Team to find doctors, understand benefits, and arrange care; Oscar pays claims to doctors, hospitals, and pharmacies. Oscar covered 2.96 million effectuated members (June 30, 2026, high). It also sells engagement software to health insurers and care providers, and owns insurance-enrollment and brokerage businesses.
- Sede
- New York, New York, United States
- Fundada em
- 2012
- Funcionários
- 2,305 (December 31, 2025, high)
- Listada em
- NYSE
- Fim do exercício
- December 31
Construído a partir dos próprios documentos de Oscar Health, Inc. entregues à Comissão de Valores Mobiliários dos EUA (SEC). Os números são os divulgados, com o histórico por ação recalculado para a base de ações de hoje. Isto descreve um negócio — não é recomendação de investimento nem sugestão de compra ou venda.
