Oscar Health, Inc.

OSCR · NYSE · ·

Vergelijken

US$ 32,11-4,1%slot 11 nov

Cijfers tot en met 30 september 2026, uit de 10-Q ingediend op 5 november 2026

1W: +4,7%
1M: -5,0%

Aandeel Oscar Health, Inc. (OSCR) — is dit een goed bedrijf? — InspectStocks

Oscar Health, Inc.

OSCR · NYSE · ·

Vergelijken

US$ 32,11-4,1%slot 11 nov

Cijfers tot en met 30 september 2026, uit de 10-Q ingediend op 5 november 2026

1W: +4,7%
1M: -5,0%

Just reported

Q3 2026 results

From Oscar Health's results release of 5 november 2026; its quarterly report has since been filed.

Revenue
Actual
US$ 5,14B
+72% y/y
+5,3% q/q
Guided
—
No guide given
EPS, GAAP
Actual
US$ 0,49
-55% q/q
Guided
—
No guide given
Operating income, GAAP
Actual
US$ 178M
-54% q/q
Guided
—
No guide given

Company outlook

Full year 2026

RevenueUS$ 18,7B+60% y/y Unchanged

Set against the company's own guidance and the same quarter a year earlier, not analysts' estimates, which we do not hold. Adjusted figures are the company's own non-GAAP measures, as stated in the release.

Keep exploring

The themes Oscar Health is part of, the highest-graded companies in its industry, and the companies in its sector whose grade rose recently.

The theme it is part of

Samengesteld
Health insurers & hospitals
Door InspectStocks · 17 companies
Health insurers, pharmacy benefit managers and hospital and clinic operators.
Koers, 1 jaar
+24,8%
Omzet, 1 jaar
+7,0%
+11
A 6B 3C 6D 2

Highest-graded in Healthcare Plans

Graded A or B and worth $2B or more: A first, then the largest.

All 11 graded companies in its industry

Grade rose recently in Healthcare

Rose to A or B on a filing in the last 90 days, worth $2B or more: largest first.

All grade rises

Hoe het geld verdient

Health insurance premiums
Investment income
Marketplace and other revenue

Concurreert met

Wat het verkoopt5

Individual and family health plans
Health insurance plans sold through ACA marketplaces and directly to individuals and families. Plans vary in monthly premiums and how much members pay toward covered care.
+Oscar Campaign Builder
Software for health insurers and care providers to identify people who may benefit from outreach, send personalized messages, and track responses.
Lucie enrollment platform
A website and software service that lets consumers, employers, and brokers compare and enroll in individual medical and supplemental health plans.

Nog 2 tonen

Trove Group insurance agency
An insurance agency that sells individual medical and supplemental health plans from multiple insurance companies.
HealthInsurance.org
A website with health insurance information that helps consumers navigate ACA, Medicare, and Medicaid marketplaces and connects them with insurance options.

Wie het koopt5

Individuals and families buy Oscar health plans through ACA marketplaces, directly from Oscar, or with help from brokers.
Employees can choose Oscar plans when their employers provide money for individual health coverage through an ICHRA.
CMS pays Oscar premium subsidies for eligible members; CMS paid 93% of premiums and members paid 7% (FY 2025, high).

Nog 2 tonen

Health insurers and care providers can buy or use Campaign Builder to contact and support patients or members.
Brokers and consumers use Lucie to compare and enroll in individual health plans.

Waar het op steunt, en wat het kan breken

Waar het bedrijf van afhangt

1Oscar relies on ACA marketplace rules and government premium subsidies to support enrollment and premium payments.
2CMS administers premium payments, enrollment checks, and risk adjustment, which can change the amount Oscar receives for covering members.
3Oscar needs doctors, hospitals, and other providers to join its networks and agree to payment terms.
4Brokers bring in most of Oscar’s members, and Oscar pays broker commissions and bonuses.
5Oscar uses outside technology and cloud-service providers, including Amazon and Google, to support its systems.

Wat er mis kan gaan

1Changes to subsidies, eligibility checks, enrollment periods, or other ACA rules could make coverage less affordable or reduce enrollment in Oscar’s plans.
2Oscar must estimate medical claims and risk-adjustment payments before final amounts are known; unexpected care costs or later payment changes can affect revenue and expenses.
3CMS eligibility reviews and fraud-prevention checks can remove members retroactively and require premium refunds; Oscar expected 250,000–300,000 members to be retroactively disenrolled as of July 1, 2026 (medium confidence).

Volledige jaarrekening →

Over Oscar Health, Inc.

Oscar sells health plans mainly to individuals and families buying coverage under the ACA, and also covers employees whose employers provide an Individual Coverage Health Reimbursement Arrangement (ICHRA). Members can use Oscar’s app, virtual care, and Care Team to find doctors, understand benefits, and arrange care; Oscar pays claims to doctors, hospitals, and pharmacies. Oscar covered 2.96 million effectuated members (June 30, 2026, high). It also sells engagement software to health insurers and care providers, and owns insurance-enrollment and brokerage businesses.

Hoofdkantoor: New York, New York, United States
Opgericht in: 2012
Medewerkers: 2,305 (December 31, 2025, high)
Genoteerd aan: NYSE
Einde boekjaar: December 31

Gebouwd uit de eigen deponeringen van Oscar Health, Inc. bij de Amerikaanse toezichthouder Securities and Exchange Commission (SEC). De cijfers zijn zoals gerapporteerd, met de historie per aandeel herrekend naar de huidige aandelenbasis. Dit beschrijft een bedrijf — het is geen beleggingsadvies en geen aanbeveling om iets te kopen of te verkopen.

Just reported