기업 정보 불러오는 중
Keep exploring
The themes Travelers Companies is part of, the highest-graded companies in its industry, and the companies in its sector whose grade rose recently.
The themes it is part of
Highest-graded in Insurance Property and Casualty
Graded A or B and worth $2B or more: A first, then the largest.
CBChubb LimitedUS$142.1BA+
WRBBerkley W R Corp.US$28.7BA+
AIZAssurant, Inc.US$15.8BA+
AFGAmerican Financial Group, Inc.US$13.3BA+
ORIOLD Republic International CorporationUS$9.6BA+
Grade rose recently in Financials
Rose to A or B on a filing in the last 90 days, worth $2B or more: largest first.
BLKBlackRock, Inc.2026년 11월 4일CAGraded C, now A
HSBCHsbc Holdings plc2026년 10월 27일CBGraded C, now B
GSThe Goldman Sachs Group, Inc.2026년 11월 2일BAGraded B, now A
WFCWells Fargo & Company2026년 10월 13일BAGraded B, now A
CMECME Group Inc.2026년 10월 21일BAGraded B, now A
어떻게 돈을 버는가
- Business Insurance: premiums for commercial property, workers’ compensation, auto, liability and other business coverage54%
- Personal Insurance: premiums for personal auto, homeowners and related coverage36%
- Bond & Specialty Insurance: premiums for surety bonds and specialty liability coverage10%
매출 비중은 first nine months of 2026 revenue 기준 추정치이며, 제출된 보고서의 수치가 아닙니다.
경쟁 상대
무엇을 파는가6
Commercial insurance
Coverage for businesses against costs from workplace injuries, vehicle accidents, damage to buildings or equipment, and legal claims. Some policies combine property and liability coverage.
Personal auto insurance
Coverage for injuries or property damage caused in car accidents, as well as damage to the policyholder’s vehicle from events such as collisions, fire, hail or theft.
Homeowners and related insurance
Coverage for damage to homes and belongings from covered events, plus personal liability protection. Related policies cover items such as boats, jewelry and rental properties.
3개 더 보기
Surety and fidelity bonds
Bonds that promise payment or completion of an obligation if a contractor or other party defaults, and insurance against losses from employee theft or misuse of funds.
Management and professional liability insurance
Coverage for claims involving company directors and officers, employment practices, professional work, cyber incidents and other specified liabilities.
Claims and risk-management services
Services for businesses that include handling insurance claims, helping reduce workplace or property losses, and managing claims for some customers that insure themselves.
누가 사는가5
- Small businesses, generally with fewer than 50 employees, buy property, liability, workers’ compensation and commercial auto coverage, usually through independent agents and brokers.
- Mid-sized businesses buy insurance tailored to their industry, risks and claims history, mainly through independent agents and brokers.
- Large companies buy casualty, property and other insurance, sometimes with claims services or policies whose costs vary with their claims experience, often through national or regional brokers.
2개 더 보기
- Individuals buy auto, homeowners and related insurance, mainly through independent agents and brokers, and also through direct sales and partner organizations.
- Government units, associations, contractors and other organizations buy insurance or surety bonds for specified risks and obligations.
무엇에 기대고 있고, 무엇이 무너뜨릴 수 있는가
사업이 기대고 있는 것
- 1Most U.S. policies are sold through independent agents and brokers, so maintaining those relationships and distribution channels matters to reaching customers.
- 2State and other insurance regulators oversee rates, policy forms, licensing and business practices; rules can limit how quickly Travelers changes prices or adjusts coverage.
- 3Travelers buys reinsurance to limit some large losses, but remains responsible to its policyholders if a reinsurer fails to pay.
- 4Its insurance businesses depend on estimates of future claim costs and on investment income from the premiums held before claims are paid.
잘못될 수 있는 일
- 1Hurricanes, wildfires, hail, severe storms and other catastrophes can create large, concentrated claim costs; reinsurance may not cover all losses or remain available at affordable prices.
- 2If claims and the costs of handling them exceed Travelers’ estimates, including because of inflation, court decisions or changes in injury and liability claims, its reserves may prove insufficient.
- 3Travelers continues to face asbestos claims and related lawsuits, which can produce costs that are difficult to estimate and may continue over time.
Travelers Companies, Inc. 소개
Travelers insures businesses against costs such as workplace injuries, damage to buildings and vehicles, and claims from other people. It also insures individuals’ cars, homes and belongings. Independent agents and brokers sell most of its policies; it also sells some coverage directly and through partners. Travelers invests premiums until claims and other expenses are paid, and earns fees for some claims and risk-management services.
- 본사
- New York, New York
- 설립
- 1853
- 임직원 수
- 30,000 (Q2 2026, medium)
- 상장 시장
- NYSE
- 회계연도 종료
- December 31
Travelers Companies, Inc.이(가) 미국 증권거래위원회(SEC)에 직접 제출한 공시로 만들었습니다. 수치는 보고된 그대로이며, 주당 이력은 오늘의 주식 수 기준으로 재계산했습니다. 이것은 사업을 설명하는 자료입니다. 투자 자문이 아니며 어떤 매수나 매도도 권유하지 않습니다.