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The themes Lloyds Banking is part of, the highest-graded companies in its industry, and the companies in its sector whose grade rose recently.
Highest-graded in Banks Regional
Graded A or B and worth $2B or more: A first, then the largest.
USBUS Bancorp \DE\US$95.1BA
PNCPNC Financial Services Group, Inc.US$92.2BA
NUNu Holdings Ltd.US$64.8BA+
NWGNatWest Group plcUS$64.3BA
ITUBItau Unibanco Holding S.A.US$37.3BA
Grade rose recently in Financials
Rose to A or B on a filing in the last 90 days, worth $2B or more: largest first.
BLKBlackRock, Inc.2026년 11월 4일CAGraded C, now A
HSBCHsbc Holdings plc2026년 10월 27일CBGraded C, now B
GSThe Goldman Sachs Group, Inc.2026년 11월 2일BAGraded B, now A
WFCWells Fargo & Company2026년 10월 13일BAGraded B, now A
CMECME Group Inc.2026년 10월 21일BAGraded B, now A
어떻게 돈을 버는가
- Personal banking: mortgages, cards and other loans earn interest; accounts and payment services can also generate fees.
- Business banking: loans, deposits, payment services and financial services for companies.
- Insurance, pensions and wealth services for individuals and employers.
경쟁 상대
무엇을 파는가6
Current accounts, savings accounts and cards
Everyday bank accounts for receiving and holding money, making payments and using debit or credit cards.
Residential mortgages
Loans to people buying a home or borrowing against a home.
Black Horse motor finance
Financing for customers buying vehicles.
3개 더 보기
Lex Autolease and Tusker vehicle leasing
Vehicle leases for individuals, small businesses and larger companies.
Scottish Widows insurance, annuities and workplace pensions
Products that provide life insurance, retirement income or pension saving through an employer.
Lloyds Wealth
Investment and wealth-management services for customers building or managing savings and investments.
누가 사는가6
- Individuals who use bank accounts, cards, mortgages, loans and savings products, through branches, digital banking and other sales channels.
- Small businesses that use bank accounts, payments, deposits and loans, including support from relationship managers.
- Medium-sized and larger companies that use lending, transaction banking and services for managing cash and financial risks.
3개 더 보기
- Employers and employees who use workplace pension plans.
- Drivers and businesses that finance or lease vehicles.
- People who buy insurance, annuities or investment and wealth-management services.
무엇에 기대고 있고, 무엇이 무너뜨릴 수 있는가
사업이 기대고 있는 것
- 1Most of the business is in the United Kingdom, so results depend on conditions affecting UK households, businesses and housing.
- 2Interest income depends on loan and deposit rates, the cost of other funding, and the returns earned as fixed-rate investments are renewed.
- 3Customer deposits and access to financial markets provide funding for lending and other activities.
- 4The Group must comply with UK financial-services rules, including requirements set by the Financial Conduct Authority and the Prudential Regulation Authority.
잘못될 수 있는 일
- 1If households or businesses cannot repay loans, the Group may have to recognize credit losses, particularly if UK economic conditions or employment worsen.
- 2Changes in interest rates, competition for borrowers and depositors, and customers refinancing mortgages can reduce the income the Group earns from lending after funding costs.
- 3Changes to financial-services rules or failures in customer treatment can lead to compensation, enforcement action or restrictions on business activities.
Lloyds Banking Group plc 소개
Its banks provide current accounts, savings accounts, mortgages, cards and business loans. Its vehicle-finance businesses finance or lease cars and vans. Scottish Widows sells insurance, annuities and workplace pensions, while the Group also provides investment and wealth-management services.
- 본사
- Edinburgh, Scotland
- 설립
- 1985 (incorporated)
- 임직원 수
- 60,061 (31 December 2025, high)
- 상장 시장
- NYSE
- 회계연도 종료
- December 31
Lloyds Banking Group plc이(가) 미국 증권거래위원회(SEC)에 직접 제출한 공시로 만들었습니다. 수치는 보고된 그대로이며, 주당 이력은 오늘의 주식 수 기준으로 재계산했습니다. 이 기업은 GBP로 공시합니다. 수치는 현재 환율 US$1.00 = 0.756050 GBP로 미국 달러에 환산했으며, 모든 기간에 같은 환율을 적용했습니다. 따라서 성장률과 마진은 환율이 아니라 기업 자신의 것입니다. 이것은 사업을 설명하는 자료입니다. 투자 자문이 아니며 어떤 매수나 매도도 권유하지 않습니다.
