Caricamento azienda
Twelve months to 30 giugno 2026, against the year before
Revenue grew, net margin narrowed as taxes weighed against a prior-year tax benefit, and cash stayed level despite more negative free cash flow.
RevenueRising
+40,8%
Sales growth on the year before
ProfitabilityFalling
14,8%
Profit margin, from 18,4%
CashLittle changed
-8,8B USD
Free cash flow, from -3B USD
Revenue growth was linked to lending activity and financial-services fees, while the exit of a Technology Platform client offset some growth. Net margin narrowed despite higher gross margin and lower R&D and SG&A shares; the tax comparison explains part, but not all, of that movement. Cash remained broadly steady even as free cash flow worsened, and the supplied filing discussion does not explain the operating cash-flow or financing movements. The excerpts do not establish a specific cash-flow cause shared with the revenue drivers.
The full breakdown — every reason in the company’s own words, how revenue, profit and cash connect, and what to watch next — comes with Pro.
Read from SoFi Technologies, Inc.’s own filings by AI. Every reason is quoted from the company; the figures are computed from its filings. Written in English. A description of what happened, not a forecast.
The themes SoFi Technologies is part of, the highest-graded companies in its industry, and the companies in its sector whose grade rose recently.
Graded A or B and worth $2B or more: A first, then the largest.
AXPAmerican Express Co.216,5B USDA
COFCapital ONE Financial Corp.118,6B USDA+
FCFSFirstcash Holdings, Inc.7,9B USDA+
OMFOnemain Holdings, Inc.6,4B USDA
SEZLSezzle Inc.5,2B USDA+Rose to A or B on a filing in the last 90 days, worth $2B or more: largest first.
BLKBlackRock, Inc.4 nov 2026CAGraded C, now A
HSBCHsbc Holdings plc27 ott 2026CBGraded C, now B
GSThe Goldman Sachs Group, Inc.2 nov 2026BAGraded B, now A
WFCWells Fargo & Company13 ott 2026BAGraded B, now A
CMECME Group Inc.21 ott 2026BAGraded B, now ALe quote di ricavo sono stime per quarter ended June 30, 2026, non cifre tratte da un documento depositato.
Personal loans
Fixed-rate loans for expenses such as paying off other debt or home improvements; SoFi may keep the loans or sell them.
Student loans
Loans for people attending school and loans that refinance existing student debt.
Home loans and home equity credit
Mortgages for buying or refinancing a home, home equity loans and a home equity line of credit that lets eligible homeowners borrow against their home over time.
SoFi Checking and Savings
Bank accounts for receiving, spending and saving money through SoFi Bank.
SoFi Invest
A brokerage and investing service for buying and selling investments, as well as managed investment accounts.
Technology Platform
Banking, payment and loan-management technology that other financial institutions and businesses can use to run their financial products.
SoFi serves people through a mobile app and also sells financial technology services to businesses and public institutions. Its lending business makes personal, student and home loans; its financial services business includes checking and savings accounts, investing and digital asset trading. Businesses can pay to use SoFi’s banking and payment technology. SoFi reported 15,814,418 members (June 30, 2026, high confidence) and 24,380,974 products (June 30, 2026, high confidence).
Costruito dai documenti depositati da SoFi Technologies, Inc. presso la Securities and Exchange Commission (SEC), l’autorità di vigilanza statunitense. Le cifre sono quelle dichiarate, con lo storico per azione ricalcolato sulla base azionaria di oggi. Questo descrive un’azienda: non è consulenza finanziaria né una raccomandazione di acquisto o vendita.
SoFi offers consumer loans, bank accounts, investing services and financial technology for businesses.
Previsione dell’azienda: ricavi di circa 5B USD per Esercizio 2026 — in crescita del 39,5% sull'anno precedente
Just reported
From SoFi Technologies's results release of 27 ottobre 2026; its quarterly report has since been filed.
Actual
1,39B USD
+44% y/y
+14% q/q
Guided
—
No guide given
Actual
0,18 USD
+64% y/y
+50% q/q
Guided
—
No guide given
Full year 2026
Set against the company's own guidance and the same quarter a year earlier, not analysts' estimates, which we do not hold. Adjusted figures are the company's own non-GAAP measures, as stated in the release.
Grade A
La fascia sotto il prezzo mostra il voto in ogni data, calcolato solo sui documenti già pubblici in quel momento.
Mostra 2 trimestri su 20 dello storico dei voti di SoFi Technologies, Inc.. Gli altri 18 risalgono fino a marzo 2022.
