SOFI · Nasdaq · ·
15,63 $-3,9 %Schluss 12. Nov.
Zahlen bis 30. September 2026, aus dem 10-Q vom 5. November 2026
Just reported
From SoFi Technologies's results release of 27. Oktober 2026; its quarterly report has since been filed.
Actual
1,39B $
+44 % y/y
+14 % q/q
Guided
—
No guide given
Actual
0,18 $
+64 % y/y
+50 % q/q
Guided
—
No guide given
Full year 2026
Set against the company's own guidance and the same quarter a year earlier, not analysts' estimates, which we do not hold. Adjusted figures are the company's own non-GAAP measures, as stated in the release.
Twelve months to 30. Juni 2026, against the year before
Revenue grew, net margin narrowed as taxes weighed against a prior-year tax benefit, and cash stayed level despite more negative free cash flow.
RevenueRising
+40,8 %
Sales growth on the year before
ProfitabilityFalling
14,8 %
Profit margin, from 18,4 %
CashLittle changed
-8,8B $
Free cash flow, from -3B $
Revenue growth was linked to lending activity and financial-services fees, while the exit of a Technology Platform client offset some growth. Net margin narrowed despite higher gross margin and lower R&D and SG&A shares; the tax comparison explains part, but not all, of that movement. Cash remained broadly steady even as free cash flow worsened, and the supplied filing discussion does not explain the operating cash-flow or financing movements. The excerpts do not establish a specific cash-flow cause shared with the revenue drivers.
The full breakdown — every reason in the company’s own words, how revenue, profit and cash connect, and what to watch next — comes with Pro. See what Pro includes
Read from SoFi Technologies, Inc.’s own filings by AI. Every reason is quoted from the company; the figures are computed from its filings. Written in English. A description of what happened, not a forecast.
Die Umsatzanteile sind Schätzungen für quarter ended June 30, 2026 und keine Zahlen aus einem eingereichten Bericht.
Personal loans
Fixed-rate loans for expenses such as paying off other debt or home improvements; SoFi may keep the loans or sell them.
Student loans
Loans for people attending school and loans that refinance existing student debt.
Home loans and home equity credit
Mortgages for buying or refinancing a home, home equity loans and a home equity line of credit that lets eligible homeowners borrow against their home over time.
SoFi Checking and Savings
Bank accounts for receiving, spending and saving money through SoFi Bank.
SoFi Invest
A brokerage and investing service for buying and selling investments, as well as managed investment accounts.
Technology Platform
Banking, payment and loan-management technology that other financial institutions and businesses can use to run their financial products.
SoFi serves people through a mobile app and also sells financial technology services to businesses and public institutions. Its lending business makes personal, student and home loans; its financial services business includes checking and savings accounts, investing and digital asset trading. Businesses can pay to use SoFi’s banking and payment technology. SoFi reported 15,814,418 members (June 30, 2026, high confidence) and 24,380,974 products (June 30, 2026, high confidence).
Gebaut aus den eigenen Einreichungen von SoFi Technologies, Inc. bei der US-Börsenaufsicht Securities and Exchange Commission (SEC). Die Zahlen sind wie berichtet, die Historie je Aktie auf die heutige Aktienbasis umgerechnet. Dies beschreibt ein Unternehmen — es ist keine Anlageberatung und keine Kauf- oder Verkaufsempfehlung.
The themes SoFi Technologies is part of, the highest-graded companies in its industry, and the companies in its sector whose grade rose recently.
Graded A or B and worth $2B or more: A first, then the largest.
Rose to A or B on a filing in the last 90 days, worth $2B or more: largest first.
SoFi offers consumer loans, bank accounts, investing services and financial technology for businesses.
Unternehmensausblick: Umsatz von rund 5B $ für Geschäftsjahr 2026 — 39,5 % mehr als ein Jahr zuvor
Grade A
Das Band unter dem Kurs zeigt die Note an jedem Tag – gebildet nur aus den Unterlagen, die bis dahin veröffentlicht waren.
Zeigt 2 von 20 Quartalen der Notenhistorie von SoFi Technologies, Inc.. Die übrigen 18 reichen zurück bis März 2022.