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VersaBank
VBNK · Nasdaq · Financials · Banks Regional
$22.17-1.2%Sep 29 close
- 1M
- +11.7%
- 6M
- +60.1%
- 1Y
- +82.3%
- 5Y
- +104.5%
VBNK · Nasdaq · Financials · Banks Regional
$22.17-1.2%Sep 29 close
The quarter ending July 31, 2026, against the same quarter a year earlier.
| Measure | 3 months toJul 31, 2026 | 3 months toJul 31, 2025 | Change |
|---|---|---|---|
| Total Revenue | $27.4M | $22.3M | +22.88% |
| Profit | $7.1M | $4.6M | +52.84% |
| Free Cash Flow | $39.1M | -$63.8M | +161.28% |
These are single quarters, not a trailing year — the figures elsewhere on this site cover twelve months and will be much larger. A seasonal business swings a long way between the two: ServiceNow earns $2.0B of free cash flow in its December quarter and $0.5B in its June one.
Compared against the same quarter a year earlier, not against an analyst forecast. A “beat” or “miss” needs a consensus estimate, which is licensed data we do not carry — and getting it wrong is worse than leaving it out.
VersaBank has no earnings call transcript available.
“The third quarter once again saw new records for credit assets, revenue and net interest income, with strong year-over-year growth driven by the continuing strong momentum in our Structured Receivable Program in the United States, as well as steady growth in Canada,”
Quoted verbatim from the release, and shown only when the filing attributes it to a named person.
Strategy 4 Reorganization 7 Overview of Performance 8 Selected Financial Highlights 15 Financial Review – Earnings 16 Financial Review – Balance Sheet 22 Off-Balance Sheet Arrangements 31 Related Party Transactions 31 Capital Management and Capital Resources 32 Results of Operating Segments 34 Summary of Quarterly Results 37 Non-GAAP and Other Financial Measures 39 Material Accounting Policies and Use of Estimates and Judgements 41 Controls and Procedures 42 Additional Information 42 VersaBank – Q3 2026 MD&A 1
The company’s own description, as it appears at the foot of the release.
The quote and the company description come from the 6-K VersaBank filed on September 3, 2026 with its results; the table is built from its quarterly reports. Read the release on EDGAR Share prices are split- and dividend-adjusted.