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Standard Premium Finance Holdings, Inc.
SPFX · OTC
Figures through September 30, 2026, from the 10-Q filed November 9, 2026
Trailing twelve months where a flow is involved, latest reported balance where it is not.
Finance Charges is 88% of revenue.
Year to Dec 31, 2025 · $12.5M
Both on one scale, because both are money — the bar that is taller is the one that matters.
Cash counts short-term investments, not just the bank balance — technology companies park most of it in marketable securities, and leaving those out understates it several times over. Debt includes lease obligations.
Not on the overview because five charts is as much as one decision needs — but here in full, on one period switch. Each bar sums the four quarters ending there — a full year, brought up to today.
$13.6MQ3 2026+2.8%
Everything the company sold, before any costs. Each bar sums the four quarters ending there — a full year, brought up to today.
$1.53MQ3 2026+9.0%11.2% of revenue
What was left after every cost, including tax. Each bar sums the four quarters ending there — a full year, brought up to today.
11.2%Q3 2026+6.0%
How much of every dollar of sales the company keeps as profit. A grocer keeps a few cents; a software company can keep half. Each point covers the four quarters ending there — a full year, brought up to today.
$2.88MQ3 2026+129.2%
Cash left over after running and maintaining the business. Each bar sums the four quarters ending there — a full year, brought up to today.
$0.39Q3 2026+11.4%
The same profit, split across every share. If this lags the profit chart above, the company is issuing shares and your slice is getting smaller. Restated onto today’s share count, so stock splits do not show as jumps. Each bar sums the four quarters ending there — a full year, brought up to today.
3.97MQ3 2026-2.9%
How many shares the profit is divided across. Rising is dilution; falling is the company buying itself back. Restated onto today’s basis, so splits do not show as jumps. Each point covers the four quarters ending there — a full year, brought up to today.
Everything above comes from Standard Premium Finance Holdings, Inc.’s own filings with the SEC, as reported. No estimates, no analyst figures, nothing adjusted.
Not reported by this filer: Cost of Revenue, Gross Profit, R&D Expense, SG&A Expense, Total Operating Expenses, Operating Income, Interest Income, Net Interest Income, Non-interest Income, Non-interest Expense, Provision for Credit Losses, Deposits, Loans, Short-term Investments, Inventory, Receivables, Short-term Borrowings, Borrowings (total), Dividends paid, Impairments, Amortization of Intangibles, Share Repurchases, Change in Inventories, Change in Receivables, Change in Payables, Change in Customer Advances, Change in Other Operating Capital, Change in Working Capital, Accounts Payable, Acquisitions, and Shares Issued for Cash. Companies choose which XBRL tags to use, and anything untagged cannot be recovered — so these are blank rather than guessed.
SPFX · OTC
Figures through September 30, 2026, from the 10-Q filed November 9, 2026