BRC Group Holdings, Inc. (RILY) financials — revenue, cash, debt and margins

BRC Group Holdings, Inc. (RILY) financials — revenue, cash, debt and margins — InspectStocks

Key figures

Trailing twelve months where a flow is involved, latest reported balance where it is not.

Valuation

Market cap: $197.8M
P/E (TTM): 0.39
Price / sales: 0.17
EV / EBITDA: -0.01
Price / book: 1.39

Cash flow

FCF yield: -9.5%
SBC-adjusted FCF yield: -15.1%
SBC impact: —
Stock compensation (TTM): $11M

Margins & growth

Profit margin: 35.9%
Operating margin: 27.7%
Quarterly revenue (year on year): 6.1%
Quarterly earnings (year on year): -85.3%

Balance sheet

Cash & investments: $279.1M
Debt: $77.6M
Net cash / (debt): $201.5M

Where the revenue comes from

Service and Fee Revenues is 65% of revenue.

By product or service

Year to Dec 31, 2025 · $968M

Service and Fee Revenues65%
$633.8M-19.1% vs. a year earlier
Sales of Goods20%
$191.1M-13.4% vs. a year earlier
Trading Gains Losses On Investments13%
$125.5M+320.2% vs. a year earlier
Interest Income Loans1%
$10.6M-80.5% vs. a year earlier
Interest Income Securities Lending1%
$7M-90.1% vs. a year earlier

By business segment

Year to Dec 31, 2025 · $871.8M

Capital Markets30%
$264.7M+21.6% vs. a year earlier
Consumer Products21%
$181.5M-10.4% vs. a year earlier
Wealth Management20%
$175.6M-12.5% vs. a year earlier
Lingo19%
$164.1M-16.2% vs. a year earlier
Magic Jack4%
$37.9M-11.5% vs. a year earlier
Marconi Wireless4%
$34.8M-15.6% vs. a year earlier
UOL2%
$13.1M-13.1% vs. a year earlier

These lines account for 90% of revenue. Each breakdown reconciles to the total by its own route, so they need not agree with one another.

By region

Year to Dec 31, 2025 · $967.6M

North America90%
$875.4M+35.8% vs. a year earlier
Europe Middle East and Africa5%
$52.2M-5.9% vs. a year earlier
Asia2%
$22.6M-8.7% vs. a year earlier
Australia1%
$9.9M-19.5% vs. a year earlier
Latin America1%
$7.5M-20.5% vs. a year earlier

What it owns and what it owes

Both on one scale, because both are money — the bar that is taller is the one that matters.

Cash and debt

Cash & InvestmentsTotal Debt

Cash counts short-term investments, not just the bank balance — technology companies park most of it in marketable securities, and leaving those out understates it several times over. Debt includes lease obligations.

Where the money goes

Cost of RevenueR&D ExpenseSG&A Expense

Only the three costs filers report consistently. Anything a company does not break out sits outside these bands, so the stack is not the whole cost base.

The rest of the series

Not on the overview because five charts is as much as one decision needs — but here in full, on one period switch. Each bar sums the four quarters ending there — a full year, brought up to today.

Total Revenue

$1.15BQ2 2026+1.2%

1Y: +29.06%2Y: -6.77%5Y: -17.96%

Everything the company sold, before any costs. Each bar sums the four quarters ending there — a full year, brought up to today.

EBITDA

$348.88MQ2 2026+8.1%

1Y: +235.04%2Y: +236.84%5Y: -47.56%

Operating profit before depreciation and amortisation — approximated from operating income, because no depreciation tag is reported consistently enough across filers to do better. Treat it as indicative. Each bar sums the four quarters ending there — a full year, brought up to today.

Profit

$411.74MQ2 2026-22.4%35.9% of revenue

1Y: +370.87%2Y: +163.72%5Y: -25.18%

What was left after every cost, including tax. Each bar sums the four quarters ending there — a full year, brought up to today.

Profit margin

35.9%Q2 2026-23.3%

How much of every dollar of sales the company keeps as profit. A grocer keeps a few cents; a software company can keep half. Each point covers the four quarters ending there — a full year, brought up to today.

Free Cash Flow

-$18.86MQ2 2026+31.3%

1Y: +7.18%2Y: -110.15%5Y: +82.19%

Cash left over after running and maintaining the business. Each bar sums the four quarters ending there — a full year, brought up to today.

Profit per share

$12.71Q2 2026-24.2%

1Y: +343.95%2Y: +158.52%5Y: -81.97%

The same profit, split across every share. If this lags the profit chart above, the company is issuing shares and your slice is getting smaller. Restated onto today’s share count, so stock splits do not show as jumps. Each bar sums the four quarters ending there — a full year, brought up to today.

Shares outstanding

32.95MQ2 2026+6.4%

How many shares the profit is divided across. Rising is dilution; falling is the company buying itself back. Restated onto today’s basis, so splits do not show as jumps. Each point covers the four quarters ending there — a full year, brought up to today.

Price to earnings

0.4xQ2 2026-39.0%

0.4x today · median 7.9x and range 0.4x–24.9x across the points shown, Q1 2018 to Q2 2026 The breaks in the line cover 14 periods with no meaningful multiple — a loss, or earnings so small the ratio says more about the denominator than the price.

Paid per unit of yearly profit. Periods with a loss, or profits too small for the ratio to mean anything, are left out — the line breaks rather than drawing through them. Each point covers the four quarters ending there — a full year, brought up to today.

Dividends paid

$0.00Q4 2025-100.0%

1Y: -100.00%2Y: -100.00%5Y: -100.00%

Cash handed to shareholders. A flat line at zero means the company pays none. Each bar sums the four quarters ending there — a full year, brought up to today.

About BRC Group Holdings, Inc.

Ticker: RILY
SEC classification: Investment Advice (6282)
Listed on: Nasdaq
Incorporated in: DE
Financial year ends: December 31
Filer size: Accelerated filer<br>Smaller reporting company

About this data

Everything above comes from BRC Group Holdings, Inc.’s own filings with the SEC, as reported. No estimates, no analyst figures, nothing adjusted.

Share-count jumps we cannot explain: 1.69x around Dec 31, 2015. No split accounts for these, so nothing was adjusted — most often it is real dilution rather than a data problem, which is why it is flagged and not corrected.

Not reported by this filer: Gross Profit, R&D Expense, Interest Income, Non-interest Income, Non-interest Expense, Deposits, Short-term Borrowings, Borrowings (total), and Operating Lease (noncurrent). Companies choose which XBRL tags to use, and anything untagged cannot be recovered — so these are blank rather than guessed.