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Provident Financial Services, Inc.
PFS · NYSE · ·
$22.77+0.3%Nov 13 close
Figures through September 30, 2026, from the 10-Q filed November 6, 2026
Past performance
- 1W
- +0.2%
- 1M
- +3.6%
Provident Financial Services, Inc. against banks regional
Provident Financial Services, Inc. is the 80th largest of 302 graded companies. Showing 5 of them, including PFS itself. 14 more are in this industry but have no grade yet, so they are left out rather than shown blank.
| Company | Grade | Market value | Revenue | Profit margin | Free cash flow | Price to earnings |
|---|---|---|---|---|---|---|
| Texas Capital Bancshares Inc.TCBI | B | — | $1.3B | 27.0% | $518.6M | — |
| Webster Financial CorporationWBS | A+ | — | $3B | 34.5% | $1.3B | — |
| NSTS Bancorp, Inc.NSTS | D- | — | $10.8M | -0.4% | $14.5M | — |
| First Seacoast Bancorp, Inc.FSEA | B | — | $16.1M | 0.3% | -$60K | — |
| Provident Financial Services, Inc.PFS | A+ | $3B | $924.1M | 33.6% | $301.5M | 9.57 |
297 more banks regional companies
Graded on the same five checks, from their own SEC filings.
How it compares with its industry
Three ratings, each a percentile against the 310 companies we cover in Banks Regional. Deliberately kept apart rather than blended into one score — cheap, rising and well-run are three different facts, and a single number would hide which one is which.
Momentum
40of 100 in its industry
Below most of its industry
12 months to a month ago21.9%
6 months to a month ago0.8%
The most recent month is left out on purpose: returns tend to persist over 7–12 months and the newest one tends to reverse. This describes what the price has done, and says nothing about what it will do.
Value
72of 100 in its industry
Above most of its industry
Profit for the price10.44%
Cash for the price10.15%
Sales for the price31.12%
Assets for the price95.41%
Operating profit for the whole business—
Yields, so higher means cheaper — a loss-making company ranks last instead of dropping out. Cheap is not the same as good: a high yield is often a price that fell for a reason. Blended from 4 of 5 measures.
Capital allocation
2/3Mostly disciplined
3 checks not reported
Return on capital—
Shareholder yield4.24%
Share count, 3 years74.4%
Net debt / EBITDA—
Insiders, 12 months-$161.3K
What management does with the money — scored on whatever the filings answer, never as a share of the total.
The six capital-allocation checks
- Return on the money investedNot enough reported to work it out
- Debt against earningsNo comparable earnings to measure debt against
- Cash returned to shareholders4.2% a year in buybacks and dividends
- Share count over three yearsShare count 74.4% higher over three years
- Payouts covered by cash flowFree cash flow covers what it pays out
- Open-market insider buyingNet selling of $161.3K — not counted against the score
A description of where this company sits among its competitors, not a recommendation. Ratings updated Nov 15, 2026.
A blank price-to-earnings means a loss, not a missing figure — the ratio has no meaning when there are no earnings to divide by, and printing a negative one would make the least profitable company look the cheapest.
Grades are trailing twelve months from each company’s own SEC filings, so they move only when a company files. Every column is computed by the same code that graded Provident Financial Services, Inc. on the overview — nothing here comes from a data vendor’s own ratios.
Industry membership is not a judgement about how similar two businesses are. It groups companies by what they are classified as, which is a starting point for comparison rather than a claim that they compete.