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Just reported
From OppFi's results release of October 28, 2026; its quarterly report has since been filed.
Actual
$92.8M
-11% y/y
+7.6% q/q
Guided
—
No guide given
Actual
$0.40
-48% y/y
+122% q/q
Guided
—
No guide given
Actual
$37M
-24% y/y
+52% q/q
Guided
—
No guide given
Set against the company's own guidance and the same quarter a year earlier, not analysts' estimates, which we do not hold. Adjusted figures are the company's own non-GAAP measures, as stated in the release.
The themes OppFi is part of, the highest-graded companies in its industry, and the companies in its sector whose grade rose recently.
Graded A or B and worth $2B or more: A first, then the largest.
AXPAmerican Express Co.$215BA
COFCapital ONE Financial Corp.$117.4BA+
SOFISoFi Technologies, Inc.$20BA
FCFSFirstcash Holdings, Inc.$7.9BA+
OMFOnemain Holdings, Inc.$6.4BARose to A or B on a filing in the last 90 days, worth $2B or more: largest first.
BLKBlackRock, Inc.Nov 4, 2026CAGraded C, now A
HSBCHsbc Holdings plcOct 27, 2026CBGraded C, now B
GSThe Goldman Sachs Group, Inc.Nov 2, 2026BAGraded B, now A
WFCWells Fargo & CompanyOct 13, 2026BAGraded B, now A
CMECME Group Inc.Oct 21, 2026BAGraded B, now AOppLoans installment loans
Online, fixed-payment personal loans for consumers who may not qualify for credit from mainstream lenders. Payments are reported to the major credit bureaus.
OppFi TurnUp
A service that checks whether eligible applicants can find lower-cost loan offers from other lenders before their application is considered through OppFi's bank partners.
OppU
Free online lessons about building credit, budgeting, and managing personal finances.
Bitty small-business financing
Revenue-based financing and other working-capital funding for small businesses, provided by Bitty, in which OppFi holds an equity interest.
Consumers apply online for installment loans, which are generally used for expenses such as car repairs, medical bills, and housing costs. Partner banks originate and initially fund the loans; OppFi handles applicant marketing, credit decisions, and loan servicing, and acquires participation rights in some loans. OppFi also owns a 35% interest (June 30, 2026, high confidence) in Bitty, which provides small businesses with revenue-based financing and other working-capital funding.
Built from OppFi Inc.’s own filings with the U.S. Securities and Exchange Commission (SEC). Figures are as reported, with per-share history restated onto today’s share basis. This describes a business — it is not investment advice and not a recommendation to buy or sell anything.
OppFi helps partner banks make digital installment loans to U.S. consumers who have trouble getting credit from traditional lenders.
Grade A+
The band under the price shows the grade on each date, built only from filings that were public by then.
Showing 2 of 20 quarters of OppFi Inc.’s grade history. The other 18 go back to March 2022.
