Moodys Corp. (MCO) stock — is it a good business?

Moodys Corp. (MCO) stock — is it a good business? — InspectStocks

How it makes money

Moody's Investors Service: credit ratings and related services57%
Moody's Analytics: data, research, and risk-management software43%

Shares of revenue are estimates for six months ended June 30, 2026, not figures from a filing.

Competes with

SPGIS&P Global
A
Size
$137.7B
Margin
29.0%
Fitch Ratings
Bloomberg
FDSFactSet
A
Size
$11.8B
Margin
21.5%
LSEGLondon Stock Exchange Group

What it sells6

Credit ratings and assessments
Opinions about the creditworthiness of companies, governments, debt programs, and securities, used by issuers and investors.
Credit and economic research
Research, economic analysis, and scenario modeling that customers use when making investment, risk, and regulatory decisions.
Company and credit data
Information on companies and credit, including data feeds and applications used for financial analysis and assessing business relationships.

Show 3 more

Banking decision software
Software used by banks for lending, credit risk management, and finance workflows.
Insurance risk tools
Catastrophe models and the cloud-based Intelligent Risk Platform, which insurers use to assess property and other insurance risks and support underwriting.
Know Your Customer and compliance tools
Data and software that help banks and other organizations check who they are doing business with and meet compliance requirements.

Who buys it6

Companies and governments that issue bonds and pay for ratings or assessments.
Investors and financial firms that use credit ratings, research, and data to assess debt and other investments.
Banks that subscribe to lending, credit-risk, company-data, and compliance tools.

Show 3 more

Insurers and reinsurers that use catastrophe models and software to assess and price insurance risks.
Corporations that use company data and compliance tools to check customers, suppliers, and other business partners.
Public-sector agencies that use company data and analysis in tax administration, audits, investigations, and risk assessment.

What it stands on, and what could break it

What the business leans on

1A substantial part of Moody's ratings revenue depends on how many debt securities are issued and their dollar value in capital markets.
2Moody's Investors Service and some rated issuers or securities are subject to regulation in the United States, Europe, the United Kingdom, and other countries; rules can affect costs and demand.
3Moody's uses third-party software, data, hosted services, data centers, cloud services, and network infrastructure to run and deliver parts of its business.

What could go wrong

1If debt issuance falls because of market conditions, Moody's can earn less from ratings tied to new debt deals; annual monitoring fees partly reduce but do not remove this exposure.
2Changes to credit-rating rules, including oversight of rating agencies and new rules that may cover some environmental, social, and governance ratings, can raise compliance costs or change what Moody's can sell.
3Disputes, investigations, or criticism of rating opinions, analytics, or business practices could damage confidence in Moody's ratings and other services.

Full financial statements →

About Moodys Corp.

Moody's has two businesses. Moody's Investors Service rates companies, governments, and debt investments, and sells research and analysis about creditworthiness. Moody's Analytics sells company and financial data, research, and software that banks, insurers, and other organizations use for lending, insurance decisions, compliance checks, and risk management.

Head office: New York, New York, United States
Founded: 1900
Employees: 15,627 (June 30, 2026, high)
Listed on: New York Stock Exchange
Financial year ends: December 31

Built from Moodys Corp.’s own filings with the U.S. Securities and Exchange Commission (SEC). Figures are as reported, with per-share history restated onto today’s share basis. This describes a business — it is not investment advice and not a recommendation to buy or sell anything.

Keep exploring

The themes Moodys is part of, the highest-graded companies in its industry, and the companies in its sector whose grade rose recently.

The theme it is part of

Highest-graded in Financial Data and Stock Exchanges

Graded A or B and worth $2B or more: A first, then the largest.

All 14 graded companies in its industry

Grade rose recently in Financials

Rose to A or B on a filing in the last 90 days, worth $2B or more: largest first.

All grade rises

How it makes money

Moody's Investors Service: credit ratings and related services57%
Moody's Analytics: data, research, and risk-management software43%

Shares of revenue are estimates for six months ended June 30, 2026, not figures from a filing.

Competes with

SPGIS&P Global
A
Size
$137.7B
Margin
29.0%
Fitch Ratings
Bloomberg
FDSFactSet
A
Size
$11.8B
Margin
21.5%
LSEGLondon Stock Exchange Group

What it sells6

Credit ratings and assessments
Opinions about the creditworthiness of companies, governments, debt programs, and securities, used by issuers and investors.
Credit and economic research
Research, economic analysis, and scenario modeling that customers use when making investment, risk, and regulatory decisions.
Company and credit data
Information on companies and credit, including data feeds and applications used for financial analysis and assessing business relationships.

Show 3 more

Banking decision software
Software used by banks for lending, credit risk management, and finance workflows.
Insurance risk tools
Catastrophe models and the cloud-based Intelligent Risk Platform, which insurers use to assess property and other insurance risks and support underwriting.
Know Your Customer and compliance tools
Data and software that help banks and other organizations check who they are doing business with and meet compliance requirements.

Who buys it6

Companies and governments that issue bonds and pay for ratings or assessments.
Investors and financial firms that use credit ratings, research, and data to assess debt and other investments.
Banks that subscribe to lending, credit-risk, company-data, and compliance tools.

Show 3 more

Insurers and reinsurers that use catastrophe models and software to assess and price insurance risks.
Corporations that use company data and compliance tools to check customers, suppliers, and other business partners.
Public-sector agencies that use company data and analysis in tax administration, audits, investigations, and risk assessment.