Ellington Credit Co (EARN) financials — revenue, cash, debt and margins

Key figures

Trailing twelve months where a flow is involved, latest reported balance where it is not.

Valuation

Market cap: $160M
P/E (TTM): —
Price / sales: —
EV / EBITDA: —
Price / book: 0.70

Cash flow

FCF yield: —
SBC-adjusted FCF yield: —
SBC impact: —
Stock compensation (TTM): $573K

Margins & growth

Profit margin: —
Operating margin: —
Quarterly revenue (year on year): —
Quarterly earnings (year on year): -298.7%

Balance sheet

Cash & investments: $17.4M
Debt: —
Net cash / (debt): $17.4M

What it owns and what it owes

Both on one scale, because both are money — the bar that is taller is the one that matters.

Cash and debt

Cash & InvestmentsTotal Debt

Cash counts short-term investments, not just the bank balance — technology companies park most of it in marketable securities, and leaving those out understates it several times over. Debt includes lease obligations.

The rest of the series

Not on the overview because five charts is as much as one decision needs — but here in full, on one period switch. Each bar sums the four quarters ending there — a full year, brought up to today.

Profit

-$5.25MQ1 2025-179.6%

1Y: -184.83%2Y: +49.54%5Y: -53.50%

What was left after every cost, including tax. Each bar sums the four quarters ending there — a full year, brought up to today.

Dividends paid

$25.64MQ1 2025+15.4%

1Y: +65.28%2Y: +93.16%5Y: +74.37%

Cash handed to shareholders. A flat line at zero means the company pays none. Each bar sums the four quarters ending there — a full year, brought up to today.

About Ellington Credit Co

Ticker: EARN
SEC classification: Real Estate Investment Trusts (6798)
Listed on: NYSE
Incorporated in: DE
Financial year ends: March 31
Filer size: Non-accelerated filer

About this data

Everything above comes from Ellington Credit Co’s own filings with the SEC, as reported. No estimates, no analyst figures, nothing adjusted.

Not reported by this filer: Total Revenue, Gross Profit, R&D Expense, SG&A Expense, Operating Income, Profit per share, Shares outstanding, Interest Income, Non-interest Income, Non-interest Expense, Provision for Credit Losses, Deposits, Loans, Current Assets, Current Liabilities, Short-term Investments, Inventory, Receivables, Long-term Debt (noncurrent), Long-term Debt (current), Short-term Borrowings, Borrowings (total), Operating Lease (current), Operating Lease (noncurrent), Operating Lease (total), Finance Lease (current), Finance Lease Liabilities (total), Finance Lease (noncurrent), Capital Expenditures, Depreciation & Amortization, Depreciation, and Amortization of Intangibles. Companies choose which XBRL tags to use, and anything untagged cannot be recovered — so these are blank rather than guessed.