# Webster Financial Corporation (WBS)

- Sector: Financials · Industry: Banks Regional
- SEC CIK: 0000801337 ([filings on EDGAR](https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=0000801337))
- Full page: https://inspectstocks.com/stocks/wbs
- Data as of: price 2026-08-19; newest filing used 2026-07-27; latest fiscal period ended 2026-06-30

## Grade

**A+** on the balance-sheet rubric used for lenders, 5 of 5 checks passed.

| Check | Result | Now | Before |
| --- | --- | --- | --- |
| Profitable | passed | $1B |  |
| Earnings growing overall | passed | $1B | $934.7M |
| Earnings growing recently | passed | $1B | $1B |
| Earns well on its assets | passed | 1.2% |  |
| Book value per share growing | passed | $57.46 | $48.08 |

Business quality (the + / − mark): 8 of 9 checks passed.

| Check | Result | Now | Before |
| --- | --- | --- | --- |
| Profitable | passed | 34.5% |  |
| Healthy profit margin | passed | 34.5% |  |
| Strong operating margin | passed | 49.1% |  |
| Good return on equity | failed | 10.7% |  |
| Debt under control | passed | 0.10 |  |
| Turns sales into cash | passed | 44.5% |  |
| Earns a wide spread on lending | passed | 3.0% |  |
| Runs the bank efficiently | passed | 50.9% |  |
| Credit losses well covered | passed | 5.8% |  |

How the grade works: the letter counts failed checks (none → A, one → B, two → C, three → D, four or more → F). It is built from SEC filings only — the share price never enters it — and describes the business, not whether the stock is worth buying.

## Key figures

In US dollars, as filed.

| Measure | Value |
| --- | --- |
| Revenue, trailing twelve months | $3B |
| Net income, trailing twelve months | $1B |
| Free cash flow, trailing twelve months | $1.3B |
| Net margin | 34.5% |
| Operating margin | 49.1% |
| Return on equity | 10.7% |
| Debt to equity | 0.10 |
| Diluted EPS, trailing twelve months | $6.14 |
| Share price | $77.57 |

## More on this company

- [Overview](https://inspectstocks.com/stocks/wbs)
- [Financial statements](https://inspectstocks.com/stocks/wbs/financials)
- [Competitors](https://inspectstocks.com/stocks/wbs/peers)
- [Earnings](https://inspectstocks.com/stocks/wbs/earnings)

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Source: InspectStocks, built from the company’s own SEC filings. This describes a business — it is not investment advice and not a recommendation to buy or sell anything.