# Neptune Insurance Holdings Inc. (NP)

- Sector: Financials · Industry: Insurance Brokers
- SEC CIK: 0002067129 ([filings on EDGAR](https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=0002067129))
- Full page: https://inspectstocks.com/stocks/np
- Data as of: price 2026-09-25; newest filing used 2026-07-27; latest fiscal period ended 2026-06-30

## Grade

**A+** on the balance-sheet rubric used for lenders, 4 of 4 checks passed.

| Check | Result | Now | Before |
| --- | --- | --- | --- |
| Profitable | passed | $39M |  |
| Earnings growing overall | passed | $39M | $17.9M |
| Earnings growing recently | passed | $39M | $37.4M |
| Earns well on its assets | passed | 38.2% |  |
| Book value per share growing | not answerable | -$2.18 | -$4.14 |

Business quality (the + / − mark): 4 of 5 checks passed.

| Check | Result | Now | Before |
| --- | --- | --- | --- |
| Profitable | passed | 24.4% |  |
| Healthy profit margin | passed | 24.4% |  |
| Strong operating margin | passed | 46.4% |  |
| Good return on equity | failed | -17.1% |  |
| Debt under control | passed | 0.00 |  |

How the grade works: the letter counts failed checks (none → A, one → B, two → C, three → D, four or more → F). It is built from SEC filings only — the share price never enters it — and describes the business, not whether the stock is worth buying.

## Key figures

In US dollars, as filed.

| Measure | Value |
| --- | --- |
| Revenue, trailing twelve months | $159.6M |
| Net income, trailing twelve months | $39M |
| Net margin | 24.4% |
| Operating margin | 46.4% |
| Return on equity | -17.1% |
| Debt to equity | 0.00 |
| Diluted EPS, trailing twelve months | $0.30 |
| Share price | $27.51 |
| Market value | $4B |
| Price / earnings | 91.7x |
| Price / sales | 25.2x |

## More on this company

- [Overview](https://inspectstocks.com/stocks/np)
- [Financial statements](https://inspectstocks.com/stocks/np/financials)
- [Competitors](https://inspectstocks.com/stocks/np/peers)
- [Earnings](https://inspectstocks.com/stocks/np/earnings)

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Source: InspectStocks, built from the company’s own SEC filings. This describes a business — it is not investment advice and not a recommendation to buy or sell anything.