# MFA Financial, Inc. (MFA)

- Sector: Real Estate · Industry: Reit Mortgage
- SEC CIK: 0001055160 ([filings on EDGAR](https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=0001055160))
- Full page: https://inspectstocks.com/stocks/mfa
- Data as of: price 2026-09-25; newest filing used 2026-08-05; latest fiscal period ended 2026-06-30

## Grade

**C-** on the balance-sheet rubric used for lenders, 3 of 5 checks passed.

| Check | Result | Now | Before |
| --- | --- | --- | --- |
| Profitable | passed | $148.2M |  |
| Earnings growing overall | passed | $148.2M | -$1.5M |
| Earnings growing recently | failed | $148.2M | $176.8M |
| Earns well on its assets | passed | 1.1% |  |
| Book value per share growing | failed | $17.58 | $19.28 |

Business quality (the + / − mark): 2 of 7 checks passed.

| Check | Result | Now | Before |
| --- | --- | --- | --- |
| Profitable | failed | -37.8% |  |
| Healthy profit margin | failed | -37.8% |  |
| Good return on equity | failed | 8.1% |  |
| Debt under control | passed | 0.03 |  |
| Turns sales into cash | failed | -54.4% |  |
| Earns a wide spread on lending | failed | 1.8% |  |
| Credit losses well covered | passed | 2.5% |  |

How the grade works: the letter counts failed checks (none → A, one → B, two → C, three → D, four or more → F). It is built from SEC filings only — the share price never enters it — and describes the business, not whether the stock is worth buying.

## Key figures

In US dollars, as filed.

| Measure | Value |
| --- | --- |
| Net income, trailing twelve months | $148.2M |
| Return on equity | 8.1% |
| Debt to equity | 0.03 |
| Diluted EPS, trailing twelve months | $1.01 |
| Share price | $8.17 |
| Market value | $825.9M |
| Price / earnings | 8.1x |

## More on this company

- [Overview](https://inspectstocks.com/stocks/mfa)
- [Financial statements](https://inspectstocks.com/stocks/mfa/financials)
- [Competitors](https://inspectstocks.com/stocks/mfa/peers)
- [Earnings](https://inspectstocks.com/stocks/mfa/earnings)

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Source: InspectStocks, built from the company’s own SEC filings. This describes a business — it is not investment advice and not a recommendation to buy or sell anything.