# Itau Unibanco Holding S.A. (ITUB)

- Sector: Financials · Industry: Banks Regional
- SEC CIK: 0001132597 ([filings on EDGAR](https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=0001132597))
- Full page: https://inspectstocks.com/stocks/itub
- Data as of: price 2026-09-25; newest filing used 2026-04-30; latest fiscal period ended 2025-12-31

## Grade

**A** on the balance-sheet rubric used for lenders, 4 of 4 checks passed.

| Check | Result | Now | Before |
| --- | --- | --- | --- |
| Profitable | passed |  |  |
| Earnings growing overall | passed |  |  |
| Earnings growing recently | passed |  |  |
| Earns well on its assets | passed |  |  |
| Book value per share growing | not answerable |  |  |

Business quality (the + / − mark): 4 of 7 checks passed.

| Check | Result | Now | Before |
| --- | --- | --- | --- |
| Profitable | passed |  |  |
| Healthy profit margin | passed |  |  |
| Good return on equity | passed |  |  |
| Debt under control | passed |  |  |
| Turns sales into cash | failed |  |  |
| Earns a wide spread on lending | failed |  |  |
| Runs the bank efficiently | failed |  |  |

How the grade works: the letter counts failed checks (none → A, one → B, two → C, three → D, four or more → F). It is built from SEC filings only — the share price never enters it — and describes the business, not whether the stock is worth buying.

## Key figures

In US dollars, converted from BRL at today's spot rate (every period alike).

| Measure | Value |
| --- | --- |
| Revenue, trailing twelve months | $32.3B |
| Net income, trailing twelve months | $8.6B |
| Free cash flow, trailing twelve months | $1B |
| Net margin | 26.7% |
| Return on equity | 21.9% |
| Debt to equity | 0.51 |
| Share price | $8.11 |
| Market value | $40.2B |
| Price / sales | 1.2x |

## More on this company

- [Overview](https://inspectstocks.com/stocks/itub)
- [Financial statements](https://inspectstocks.com/stocks/itub/financials)
- [Competitors](https://inspectstocks.com/stocks/itub/peers)
- [Earnings](https://inspectstocks.com/stocks/itub/earnings)

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Source: InspectStocks, built from the company’s own SEC filings. This describes a business — it is not investment advice and not a recommendation to buy or sell anything.