# HCI Group, Inc. (HCI)

- Sector: Financials · Industry: Insurance Property and Casualty
- SEC CIK: 0001400810 ([filings on EDGAR](https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=0001400810))
- Full page: https://inspectstocks.com/stocks/hci
- Data as of: price 2026-09-29; newest filing used 2026-08-07; latest fiscal period ended 2026-06-30

## Grade

**B+** on the growth-and-cash rubric, 4 of 5 checks passed.

| Check | Result | Now | Before |
| --- | --- | --- | --- |
| Revenue growing overall | passed | $952.1M | $503M |
| Revenue growing recently | passed | $952.1M | $900.9M |
| Free cash flow positive | passed | $409.4M |  |
| Free cash flow growing overall | passed | $409.4M | -$20.6M |
| Free cash flow growing recently | failed | $409.4M | $440.8M |

Business quality (the + / − mark): 5 of 5 checks passed.

| Check | Result | Now | Before |
| --- | --- | --- | --- |
| Profitable | passed | 32.6% |  |
| Healthy profit margin | passed | 32.6% |  |
| Good return on equity | passed | 29.8% |  |
| Debt under control | passed | 0.00 |  |
| Turns sales into cash | passed | 43.0% |  |

How the grade works: the letter counts failed checks (none → A, one → B, two → C, three → D, four or more → F). It is built from SEC filings only — the share price never enters it — and describes the business, not whether the stock is worth buying.

## Key figures

In US dollars, as filed.

| Measure | Value |
| --- | --- |
| Revenue, trailing twelve months | $952.1M |
| Net income, trailing twelve months | $310.4M |
| Free cash flow, trailing twelve months | $409.4M |
| Net margin | 32.6% |
| Return on equity | 29.8% |
| Debt to equity | 0.00 |
| Diluted EPS, trailing twelve months | $23.20 |
| Share price | $176.50 |
| Market value | $2.2B |
| Price / earnings | 7.6x |
| Price / sales | 2.3x |

## More on this company

- [Overview](https://inspectstocks.com/stocks/hci)
- [Financial statements](https://inspectstocks.com/stocks/hci/financials)
- [Competitors](https://inspectstocks.com/stocks/hci/peers)
- [Earnings](https://inspectstocks.com/stocks/hci/earnings)

---

Source: InspectStocks, built from the company’s own SEC filings. This describes a business — it is not investment advice and not a recommendation to buy or sell anything.