# Fold Holdings, Inc. (FLD)

- Sector: Financials · Industry: Capital Markets
- SEC CIK: 0001889123 ([filings on EDGAR](https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=0001889123))
- Full page: https://inspectstocks.com/stocks/fld
- Data as of: price 2026-09-25; newest filing used 2026-08-11; latest fiscal period ended 2026-06-30

## Grade

**F-** on the balance-sheet rubric used for lenders, 0 of 4 checks passed.

| Check | Result | Now | Before |
| --- | --- | --- | --- |
| Profitable | failed | -$73M |  |
| Earnings growing overall | failed | -$73M | $4.7M |
| Earnings growing recently | failed | -$73M | -$69.6M |
| Earns well on its assets | failed | -139.0% |  |
| Book value per share growing | not answerable | $1.49 |  |

Business quality (the + / − mark): 1 of 5 checks passed.

| Check | Result | Now | Before |
| --- | --- | --- | --- |
| Profitable | failed | -258.6% |  |
| Healthy profit margin | failed | -258.6% |  |
| Strong operating margin | failed | -10.4% |  |
| Good return on equity | failed | -115.8% |  |
| Debt under control | passed | 0.34 |  |

How the grade works: the letter counts failed checks (none → A, one → B, two → C, three → D, four or more → F). It is built from SEC filings only — the share price never enters it — and describes the business, not whether the stock is worth buying.

## Key figures

In US dollars, as filed.

| Measure | Value |
| --- | --- |
| Revenue, trailing twelve months | $28.2M |
| Net income, trailing twelve months | -$73M |
| Net margin | -258.6% |
| Operating margin | -10.4% |
| Return on equity | -115.8% |
| Debt to equity | 0.34 |
| Diluted EPS, trailing twelve months | -$1.54 |
| Share price | $0.54 |
| Market value | $29.6M |
| Price / sales | 1.0x |

## More on this company

- [Overview](https://inspectstocks.com/stocks/fld)
- [Financial statements](https://inspectstocks.com/stocks/fld/financials)
- [Competitors](https://inspectstocks.com/stocks/fld/peers)
- [Earnings](https://inspectstocks.com/stocks/fld/earnings)

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Source: InspectStocks, built from the company’s own SEC filings. This describes a business — it is not investment advice and not a recommendation to buy or sell anything.