# Dave Inc. (DAVE)

- Sector: Technology · Industry: Software Application
- SEC CIK: 0001841408 ([filings on EDGAR](https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=0001841408))
- Full page: https://inspectstocks.com/stocks/dave
- Data as of: price 2026-09-29; newest filing used 2026-08-05; latest fiscal period ended 2026-06-30

## Grade

**A+** on the growth-and-cash rubric, 5 of 5 checks passed.

| Check | Result | Now | Before |
| --- | --- | --- | --- |
| Revenue growing overall | passed | $643.7M | $236.6M |
| Revenue growing recently | passed | $643.7M | $554.2M |
| Free cash flow positive | passed | $326.5M |  |
| Free cash flow growing overall | passed | $326.5M | -$16.5M |
| Free cash flow growing recently | passed | $326.5M | $289.7M |

Business quality (the + / − mark): 5 of 6 checks passed.

| Check | Result | Now | Before |
| --- | --- | --- | --- |
| Profitable | passed | 34.6% |  |
| Healthy profit margin | passed | 34.6% |  |
| Strong operating margin | failed | -1.0% |  |
| Good return on equity | passed | 63.1% |  |
| Debt under control | passed | 0.21 |  |
| Turns sales into cash | passed | 50.7% |  |

How the grade works: the letter counts failed checks (none → A, one → B, two → C, three → D, four or more → F). It is built from SEC filings only — the share price never enters it — and describes the business, not whether the stock is worth buying.

## Key figures

In US dollars, as filed.

| Measure | Value |
| --- | --- |
| Revenue, trailing twelve months | $643.7M |
| Net income, trailing twelve months | $222.6M |
| Free cash flow, trailing twelve months | $326.5M |
| Net margin | 34.6% |
| Return on equity | 63.1% |
| Debt to equity | 0.21 |
| Diluted EPS, trailing twelve months | $15.42 |
| Share price | $326.68 |
| Market value | $4.6B |
| Price / earnings | 21.2x |
| Price / sales | 7.1x |

## More on this company

- [Overview](https://inspectstocks.com/stocks/dave)
- [Financial statements](https://inspectstocks.com/stocks/dave/financials)
- [Competitors](https://inspectstocks.com/stocks/dave/peers)
- [Earnings](https://inspectstocks.com/stocks/dave/earnings)

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Source: InspectStocks, built from the company’s own SEC filings. This describes a business — it is not investment advice and not a recommendation to buy or sell anything.