# Bank Of Montreal (BMO)

- Sector: Financials · Industry: Banks Diversified
- SEC CIK: 0000927971 ([filings on EDGAR](https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=0000927971))
- Full page: https://inspectstocks.com/stocks/bmo
- Data as of: price 2026-09-25; newest filing used 2026-02-25; latest fiscal period ended 2026-01-31

## Grade

**C+** on the growth-and-cash rubric, 3 of 5 checks passed.

| Check | Result | Now | Before |
| --- | --- | --- | --- |
| Revenue growing overall | passed |  |  |
| Revenue growing recently | passed |  |  |
| Free cash flow positive | passed |  |  |
| Free cash flow growing overall | failed |  |  |
| Free cash flow growing recently | failed |  |  |

Business quality (the + / − mark): 4 of 5 checks passed.

| Check | Result | Now | Before |
| --- | --- | --- | --- |
| Profitable | passed |  |  |
| Healthy profit margin | passed |  |  |
| Good return on equity | failed |  |  |
| Debt under control | passed |  |  |
| Turns sales into cash | passed |  |  |

How the grade works: the letter counts failed checks (none → A, one → B, two → C, three → D, four or more → F). It is built from SEC filings only — the share price never enters it — and describes the business, not whether the stock is worth buying.

## Key figures

In US dollars, converted from CAD at today's spot rate (every period alike).

| Measure | Value |
| --- | --- |
| Revenue, trailing twelve months | $26B |
| Net income, trailing twelve months | $6.4B |
| Free cash flow, trailing twelve months | $3.8B |
| Net margin | 24.6% |
| Return on equity | 10.3% |
| Debt to equity | 0.04 |
| Diluted EPS, trailing twelve months | $8.47 |
| Share price | $172.30 |
| Market value | $122.1B |
| Price / earnings | 20.3x |
| Price / sales | 4.7x |

## More on this company

- [Overview](https://inspectstocks.com/stocks/bmo)
- [Financial statements](https://inspectstocks.com/stocks/bmo/financials)
- [Competitors](https://inspectstocks.com/stocks/bmo/peers)
- [Earnings](https://inspectstocks.com/stocks/bmo/earnings)

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Source: InspectStocks, built from the company’s own SEC filings. This describes a business — it is not investment advice and not a recommendation to buy or sell anything.